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investment property lenders · HMDA 2023–2025

Investment property lenders in Wichita County, Texas

Fat Boy Data analyzed investment property mortgage activity in Wichita County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 778 applications were decided by 106 lenders between 2023 and 2025.

Wichita County at a glance

106Active lenders9 with 20+ decisions
95.8%Market approval rate745 of 778 decided
$105KTypical loanmedian lender, $10K brackets
98%Borrower take-up731 loans funded

How Wichita County compares

Approval rate compared
Wichita County95.8%Texas87.5%All 616 counties87.5%
Typical loan compared
Wichita County$105KTexas$215KAll 616 counties$255K

What the data shows

Union Square Credit Union made the most investment property mortgages in Wichita County, TX, 179 of them.

Union Square Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 179.

Lenders approved 95.8% of investment property mortgage applications in Wichita County, TX, 8.3 percentage points above the Texas rate of 87.5%.

The typical investment property mortgage here is $105K, 51% smaller than the Texas typical of $215K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Legend Bank, N.A.: 92% approved of 26Prosperity Bank: 93% approved of 42Kiavi Funding, Inc.: 94% approved of 31American National Bank & Trust: 99% approved of 112Union Square Credit Union: 100% approved of 179First Bank: 100% approved of 69Texoma Community Credit Union: 100% approved of 46First National Bank: 100% approved of 23Flat Branch Mortgage, Inc.: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Wichita County

LenderApprovalApprovedTaken upTypical loanLoans made
1Union Square Credit Union100%179 / 179100%$145K179
2American National Bank & Trust99%111 / 11299%$105K110
3First Bank100%69 / 6997%$105K67
4Texoma Community Credit Union100%46 / 46100%$85K46
5Prosperity Bank93%39 / 4292%$95K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 101 more lenders.

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