HomeTexasMcLennan CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in McLennan County, Texas

Fat Boy Data analyzed cash-out refinance activity in McLennan County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,871 applications were decided by 173 lenders between 2023 and 2025.

McLennan County at a glance

173Active lenders21 with 20+ decisions
66.3%Market approval rate1,240 of 1,871 decided
$185KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,154 loans funded

How McLennan County compares

Approval rate compared
McLennan County66.3%Texas66.8%All 616 counties68.2%
Typical loan compared
McLennan County$185KTexas$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in McLennan County, TX, 245 of them.

Randolph-Brooks Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 97% of 33.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 27% approved of 48Amerisave Mortgage Corporation: 29% approved of 84Genco Federal Credit Union: 32% approved of 78Wells Fargo Bank, National Association: 41% approved of 37Carrington Mortgage Services, LLC: 47% approved of 47Members Choice of Central Texas Federal Credit Union: 49% approved of 87Newrez LLC: 53% approved of 47Credit Union of Texas: 60% approved of 20Heart O' Texas: 66% approved of 35Pennymac Loan Services, LLC: 68% approved of 41Loandepot.Com, LLC: 70% approved of 63JPMorgan Chase Bank, National Association: 70% approved of 27GoodLeap, LLC: 71% approved of 48United Wholesale Mortgage, LLC: 73% approved of 73Susser Bank: 73% approved of 37First Central Credit Union: 76% approved of 34Rocket Mortgage, LLC: 79% approved of 327TEXELL Credit Union: 81% approved of 53Nationstar Mortgage LLC: 88% approved of 58The First National Bank of McGregor: 94% approved of 124Randolph-Brooks Federal Credit Union: 97% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in McLennan County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%259 / 32795%$185K245
2The First National Bank of McGregor94%117 / 124100%$175K117
3Members Choice of Central Texas Federal Credit Union49%43 / 87100%$115K43
4Amerisave Mortgage Corporation29%24 / 84100%$205K24
5Genco Federal Credit Union32%25 / 7896%$95K24

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 168 more lenders.

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