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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Texas

Fat Boy Data analyzed investment cash-out refinance activity in Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 28,015 applications were decided by 651 lenders between 2023 and 2025.

Texas at a glance

651Active lenders181 with 20+ decisions
71.4%Market approval rate20,008 of 28,015 decided
$185KTypical loanmedian lender, $10K brackets
91%Borrower take-up18,121 loans funded

How Texas compares

Approval rate compared
Texas71.4%All 616 counties73.1%
Typical loan compared
Texas$185KAll 616 counties$205K

What the data shows

Rf Renovo Management Company, LLC made the most investment cash-out refinances in Texas, 723 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 724.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 10% approved of 327Wells Fargo Bank, National Association: 20% approved of 292Neighborhood Loans, Inc.: 23% approved of 93American Financing Corporation: 23% approved of 104Lendingone, LLC: 33% approved of 428Beeline Loans, Inc.: 39% approved of 138Loandepot.Com, LLC: 46% approved of 183Zions Bancorporation, N.A.: 47% approved of 172Hometown Equity Mortgage, LLC: 47% approved of 724Nationstar Mortgage LLC: 49% approved of 173Texas Mortgage Lending, LLC: 49% approved of 107Newrez LLC: 49% approved of 481Rally Credit Union: 50% approved of 135Deephaven Mortgage LLC: 51% approved of 259Homexpress Mortgage Corp.: 53% approved of 1,448Kind Lending, LLC: 53% approved of 204Carrington Mortgage Services, LLC: 54% approved of 285Change Lending, LLC: 56% approved of 152JPMorgan Chase Bank, National Association: 57% approved of 192Ice Lender Holdings LLC: 60% approved of 124Pennymac Loan Services, LLC: 61% approved of 314Rocket Mortgage, LLC: 63% approved of 658Security Service Federal Credit Union: 64% approved of 223All Credit Considered Mortgage, Inc.: 64% approved of 133Plaza Home Mortgage, Inc.: 66% approved of 166Primelending, A Plainscapital Company: 66% approved of 113Network Funding, L.P.: 67% approved of 185American Financial Network, Inc.: 68% approved of 154Loan Funder LLC: 68% approved of 283New American Funding, LLC: 70% approved of 142United Wholesale Mortgage, LLC: 70% approved of 2,728Champions Funding, LLC: 73% approved of 478Guaranteed Rate, Inc.: 75% approved of 178Angel Oak Mortgage Solutions LLC: 75% approved of 424Lima One Capital, LLC: 75% approved of 175Ocmbc, Inc.: 76% approved of 831Randolph-Brooks Federal Credit Union: 77% approved of 765Nexera Holding LLC: 80% approved of 246Arc Home LLC: 81% approved of 123A&D Mortgage LLC: 83% approved of 379Aml Funding LLC: 83% approved of 96Everett Financial, Inc.: 85% approved of 123Flexpoint, Inc.: 85% approved of 94Ameritrust Mortgage Corporation: 85% approved of 95Oaktree Funding Corp.: 86% approved of 112Cmg Mortgage, Inc.: 86% approved of 408Amwest Funding Corp.: 88% approved of 474Sfmc, Lp: 88% approved of 92Bpl Mortgage, LLC: 89% approved of 551The Loan Store, Inc.: 90% approved of 451American Heritage Lending, LLC: 91% approved of 443Emporium Tpo LLC: 91% approved of 306Guild Mortgage Company LLC: 92% approved of 138Citadel Servicing Corporation: 93% approved of 513Crosscountry Mortgage, LLC: 95% approved of 157First Financial Bank: 96% approved of 112Velocity Commercial Capital, LLC: 99% approved of 500Neches: 99% approved of 124Rf Renovo Management Company, LLC: 100% approved of 724Dominion Financial Services, LLC: 100% approved of 189

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Texas

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only70%1,913 / 2,72898%$175K1,877
2Homexpress Mortgage Corp.Broker only53%773 / 1,44898%$205K755
3Ocmbc, Inc.Broker only76%635 / 83169%$185K439
4Randolph-Brooks Federal Credit Union77%587 / 76588%$105K519
5Hometown Equity Mortgage, LLC47%342 / 72498%$205K335

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 646 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Texas. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Texas

Mortgage lenders in TexasHome improvement loans in TexasCash-out refinance in TexasRefinance in TexasInvestment property purchase in TexasInvestment refinance in TexasInvestment home improvement in Texas

Counties in Texas

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