Home›Texas›El Paso County›Mortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in El Paso County, Texas

Fat Boy Data analyzed home purchase mortgage activity in El Paso County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 27,860 applications were decided by 396 lenders between 2023 and 2025.

El Paso County at a glance

396Active lenders101 with 20+ decisions
86.1%Market approval rate23,984 of 27,860 decided
$255KTypical loanmedian lender, $10K brackets
95%Borrower take-up22,833 loans funded

How El Paso County compares

Approval rate compared
El Paso County86.1%Texas84.0%All 616 counties87.6%
Typical loan compared
El Paso County$255KTexas$315KAll 616 counties$335K

What the data shows

Change Lending, LLC made the most home purchase mortgages in El Paso County, TX, 1,756 of them.

Jnc Mortgage Company, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 285.

The typical home purchase mortgage here is $255K, 19% smaller than the Texas typical of $315K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Credit Human Federal Credit Union: 14% approved of 9321St Mortgage Corporation: 23% approved of 1,141Triad Financial Services, Inc.: 42% approved of 255Vanderbilt Mortgage and Finance, Inc.: 43% approved of 307Bank of America, National Association: 43% approved of 143FirstLight Federal Credit Union: 55% approved of 565Wells Fargo Bank, National Association: 67% approved of 109USAA Federal Savings Bank: 67% approved of 243Flagstar Bank, National Association: 68% approved of 187Kind Lending, LLC: 73% approved of 277Newrez LLC: 80% approved of 108Plaza Home Mortgage, Inc.: 83% approved of 119Navy Federal Credit Union: 83% approved of 514Freedom Mortgage Corporation: 84% approved of 111Rocket Mortgage, LLC: 85% approved of 765Pennymac Loan Services, LLC: 85% approved of 89Success Lending, LLC: 86% approved of 78Lower, LLC: 87% approved of 70Town Square Mortgage & Investments, LLC: 87% approved of 110Rocky Mountain Mortgage Company: 88% approved of 1,699Securitynational Mortgage Company: 88% approved of 252Equity Prime Mortgage LLC: 88% approved of 67Click N' Close, Inc.: 88% approved of 68Union Home Mortgage Corp.: 88% approved of 94Mortgage Research Center, LLC: 88% approved of 1,276Sierra Pacific Mortgage Company, Inc.: 89% approved of 62American Portfolio Mortgage Corporation: 90% approved of 292Willow Bend Mortgage Company, LLC: 90% approved of 111Mortgage Financial Services, LLC: 92% approved of 95Movement Mortgage, LLC: 92% approved of 851Sunflower Bank, National Association: 93% approved of 272GECU Federal Credit Union: 93% approved of 786United Wholesale Mortgage, LLC: 93% approved of 2,036New American Funding, LLC: 93% approved of 312JPMorgan Chase Bank, National Association: 93% approved of 835Loanpeople, LLC: 93% approved of 706Guaranteed Rate, Inc.: 94% approved of 155El Paso Area Teachers: 94% approved of 126Plains Commerce Bank: 94% approved of 147Geneva Financial, LLC: 94% approved of 98Guild Mortgage Company LLC: 94% approved of 281City Bank: 94% approved of 380The Mortgage Link, Inc.: 95% approved of 169First National Bank Texas: 95% approved of 713Mortgage Solutions of Colorado, LLC: 95% approved of 120Patriot Mortgage Company: 96% approved of 668Cmg Mortgage, Inc.: 96% approved of 1,452Eustis Mortgage Corporation: 96% approved of 185Fairway Independent Mortgage Corporation: 96% approved of 134American Pacific Mortgage Corporation: 96% approved of 712Change Lending, LLC: 97% approved of 1,824Nations Lending Corporation: 97% approved of 66Cardinal Financial Company, Limited Partnership: 97% approved of 606Directions Equity, LLC: 97% approved of 104Waterstone Mortgage Corporation: 97% approved of 180Paramount Residential Mortgage Group, Inc.: 97% approved of 73First Option Mortgage, LLC: 97% approved of 73Cadence Lending Group, Inc.: 99% approved of 1,093Crosscountry Mortgage, LLC: 100% approved of 498Jnc Mortgage Company, Inc.: 100% approved of 285

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in El Paso County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%1,893 / 2,03698%$265K1,863
2Change Lending, LLC97%1,765 / 1,82499%$245K1,756
3Rocky Mountain Mortgage Company88%1,488 / 1,699100%$285K1,481
4Cmg Mortgage, Inc.96%1,396 / 1,45290%$235K1,254
5Mortgage Research Center, LLC88%1,129 / 1,27698%$255K1,111

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 391 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home purchase mortgage lenders in El Paso County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for El Paso County

Home improvement loans in El Paso CountyCash-out refinance in El Paso CountyRefinance in El Paso CountyInvestment property purchase in El Paso CountyInvestment cash-out refinance in El Paso CountyInvestment refinance in El Paso CountyInvestment home improvement in El Paso County

Nearby markets

All lending in El Paso CountyCounty overviewMortgage lenders across TexasStatewide