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refinance lenders · HMDA 2023–2025

Refinance lenders in Bell County, Texas

Fat Boy Data analyzed mortgage refinance activity in Bell County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,888 applications were decided by 203 lenders between 2023 and 2025.

Bell County at a glance

203Active lenders32 with 20+ decisions
75.5%Market approval rate2,937 of 3,888 decided
$295KTypical loanmedian lender, $10K brackets
86%Borrower take-up2,536 loans funded

How Bell County compares

Approval rate compared
Bell County75.5%Texas70.9%All 616 counties76.5%
Typical loan compared
Bell County$295KTexas$335KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Bell County, TX, 209 of them.

Mortgage Solutions of Colorado, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 123.

The typical mortgage refinance here is $295K, 12% smaller than the Texas typical of $335K.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 11% approved of 28Amerisave Mortgage Corporation: 13% approved of 23Discover Bank: 15% approved of 72Navy Federal Credit Union: 33% approved of 48Mortgage Research Center, LLC: 39% approved of 293Bank of America, National Association: 39% approved of 23Carrington Mortgage Services, LLC: 46% approved of 35Pentagon Federal Credit Union: 50% approved of 44PNC Bank, National Association: 50% approved of 40Lakeview Loan Servicing, LLC: 51% approved of 256TEXELL Credit Union: 57% approved of 35Cadence Bank: 64% approved of 42Newrez LLC: 67% approved of 109Rocket Mortgage, LLC: 71% approved of 255Planet Home Lending, LLC: 79% approved of 56Extraco Banks, National Association: 80% approved of 44First National Bank Texas: 80% approved of 76Amerihome Mortgage Company, LLC: 83% approved of 23Royal United Mortgage LLC: 85% approved of 68Clearpath Lending: 88% approved of 26Sun West Mortgage Company, Inc.: 89% approved of 35Pennymac Loan Services, LLC: 89% approved of 187Nationstar Mortgage LLC: 89% approved of 73Plaza Home Mortgage, Inc.: 90% approved of 21Fairway Independent Mortgage Corporation: 91% approved of 77United Wholesale Mortgage, LLC: 93% approved of 622Freedom Mortgage Corporation: 94% approved of 325Mutual of Omaha Mortgage, Inc.: 94% approved of 48Village Capital & Investment LLC: 95% approved of 176LoanUnited.com, LLC: 96% approved of 24Lakeview Community Capital, LLC: 97% approved of 31Mortgage Solutions of Colorado, LLC: 99% approved of 123

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Bell County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%581 / 62291%$315K526
2Freedom Mortgage Corporation94%304 / 32569%$295K209
3Mortgage Research Center, LLC39%114 / 29399%$285K113
4Lakeview Loan Servicing, LLC51%131 / 25656%$335K74
5Rocket Mortgage, LLC71%182 / 25595%$255K172

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 198 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Bell County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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