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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Washington County, Tennessee

Fat Boy Data analyzed cash-out refinance activity in Washington County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,939 applications were decided by 129 lenders between 2023 and 2025.

Washington County at a glance

129Active lenders17 with 20+ decisions
72.4%Market approval rate1,404 of 1,939 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,346 loans funded

How Washington County compares

Approval rate compared
Washington County72.4%Tennessee71.4%All 616 counties68.2%
Typical loan compared
Washington County$165KTennessee$185KAll 616 counties$155K

What the data shows

Eastman Credit Union made the most cash-out refinances in Washington County, TN, 345 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Select Seven Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical cash-out refinance here is $165K, 11% smaller than the Tennessee typical of $185K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 23% approved of 31Amerisave Mortgage Corporation: 25% approved of 103Carrington Mortgage Services, LLC: 61% approved of 38New Day Financial, LLC: 61% approved of 31Newrez LLC: 67% approved of 21Eastman Credit Union: 72% approved of 488Freedom Mortgage Corporation: 72% approved of 72Pennymac Loan Services, LLC: 72% approved of 47Bank Of Tennessee: 77% approved of 44Loandepot.Com, LLC: 81% approved of 42United Wholesale Mortgage, LLC: 82% approved of 73Appalachian Community Federal Credit Union: 83% approved of 24Rocket Mortgage, LLC: 84% approved of 340Knoxville Tva Employees Credit Union: 89% approved of 38Movement Mortgage, LLC: 90% approved of 21Select Seven Federal Credit Union: 100% approved of 27Reliance First Capital, LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Eastman Credit Union72%352 / 48898%$105K345
2Rocket Mortgage, LLC84%285 / 34097%$165K276
3Amerisave Mortgage Corporation25%26 / 10396%$135K25
4United Wholesale Mortgage, LLCBroker only82%60 / 7397%$235K58
5Freedom Mortgage Corporation72%52 / 72100%$245K52

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 124 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Washington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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