refinance lenders · HMDA 2023–2025

Refinance lenders in Montgomery County, Tennessee

Fat Boy Data analyzed mortgage refinance activity in Montgomery County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,628 applications were decided by 180 lenders between 2023 and 2025.

Montgomery County at a glance

180Active lenders30 with 20+ decisions
82.3%Market approval rate2,987 of 3,628 decided
$315KTypical loanmedian lender, $10K brackets
87%Borrower take-up2,587 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County82.3%Tennessee78.2%All 616 counties76.5%
Typical loan compared
Montgomery County$315KTennessee$295KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Montgomery County, TN, 257 of them.

Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 28.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 22% approved of 46Mortgage Research Center, LLC: 48% approved of 163First Horizon Bank: 50% approved of 28Carrington Mortgage Services, LLC: 57% approved of 47Bank of America, National Association: 58% approved of 24Navy Federal Credit Union: 61% approved of 36Lakeview Loan Servicing, LLC: 65% approved of 146United Community Bank: 68% approved of 71Regions Bank: 69% approved of 129Fortera Federal Credit Union: 75% approved of 72Amerihome Mortgage Company, LLC: 80% approved of 25U.S. Bank National Association: 84% approved of 32New American Funding, LLC: 85% approved of 20Newrez LLC: 85% approved of 94Planet Home Lending, LLC: 86% approved of 57Rocket Mortgage, LLC: 86% approved of 231Milend, Inc.: 87% approved of 30LoanUnited.com, LLC: 87% approved of 23F&M Bank: 88% approved of 123First Federal Bank: 88% approved of 25ALTRA Federal Credit Union: 90% approved of 155Legends Bank: 90% approved of 21Sun West Mortgage Company, Inc.: 90% approved of 21Guaranteed Rate, Inc.: 91% approved of 56Pennymac Loan Services, LLC: 92% approved of 224United Wholesale Mortgage, LLC: 93% approved of 541Crosscountry Mortgage, LLC: 94% approved of 32Village Capital & Investment LLC: 96% approved of 189Freedom Mortgage Corporation: 96% approved of 362Nationstar Mortgage LLC: 96% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%505 / 54190%$325K452
2Freedom Mortgage Corporation96%347 / 36274%$315K257
3Rocket Mortgage, LLC86%199 / 23189%$295K178
4Pennymac Loan Services, LLC92%206 / 22489%$315K184
5Village Capital & Investment LLC96%181 / 18954%$325K98

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 175 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Montgomery County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Approval and take-up rates
  • Typical loan and full range
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  • Branch count and how to apply
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