HomeSouth DakotaPennington CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Pennington County, South Dakota

Fat Boy Data analyzed investment cash-out refinance activity in Pennington County, South Dakota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 81 applications were decided by 27 lenders between 2023 and 2025.

Pennington County at a glance

27Active lenders0 with 20+ decisions
81.5%Market approval rate66 of 81 decided
$155KTypical loanmedian lender, $10K brackets
98%Borrower take-up65 loans funded

How Pennington County compares

Approval rate compared
Pennington County81.5%South Dakota76.5%All 616 counties73.1%
Typical loan compared
Pennington County$155KSouth Dakota$155KAll 616 counties$205K

What the data shows

Black Hills Federal Credit Union made the most investment cash-out refinances in Pennington County, SD, 15 of them.

Lenders approved 81.5% of investment cash-out refinance applications in Pennington County, SD, 5.0 percentage points above the South Dakota rate of 76.5%.

Investment property cash-out lenders in Pennington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Black Hills Federal Credit UnionLimited sample83%15 / 18100%$125K15
2Sentinel Federal Credit UnionLimited sample100%13 / 13100%$135K13
3Gateway First BankLimited sample80%4 / 5100%$165K4
4Cmg Mortgage, Inc.Limited sample100%4 / 4100%$245K4
5United Wholesale Mortgage, LLCBroker only100%4 / 4100%$255K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 22 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Pennington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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