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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in York County, South Carolina

Fat Boy Data analyzed home improvement loan activity in York County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,423 applications were decided by 126 lenders between 2023 and 2025.

York County at a glance

126Active lenders27 with 20+ decisions
67.3%Market approval rate2,305 of 3,423 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,206 loans funded

How York County compares

Approval rate compared
York County67.3%South Carolina63.6%All 616 counties62.7%
Typical loan compared
York County$105KSouth Carolina$95KAll 616 counties$75K

What the data shows

Founders Federal Credit Union made the most home improvement loans in York County, SC, 292 of them.

Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 91% of 22.

The typical home improvement loan here is $105K, 11% larger than the South Carolina typical of $95K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 45% approved of 104Spring Eq, LLC: 49% approved of 106Truist Bank: 53% approved of 193American Airlines Federal Credit Union: 55% approved of 40Pentagon Federal Credit Union: 57% approved of 44Bank of America, National Association: 57% approved of 495Fourleaf: 58% approved of 26Truliant Federal Credit Union: 58% approved of 136Sharonview Federal Credit Union: 58% approved of 65United Bank: 65% approved of 37TD Bank, National Association: 69% approved of 61Navy Federal Credit Union: 70% approved of 134Figure Lending LLC: 72% approved of 69Citizens Bank, National Association: 73% approved of 66State Employees': 73% approved of 109Founders Federal Credit Union: 73% approved of 414Regions Bank: 75% approved of 28PNC Bank, National Association: 76% approved of 94First-Citizens Bank & Trust Company: 76% approved of 229Family Trust Federal Credit Union: 76% approved of 116SouthState Bank, National Association: 77% approved of 288Third Federal Savings And Loan Association Of Cleveland: 79% approved of 24Fifth Third Bank, National Association: 80% approved of 54First National Bank of Pennsylvania: 80% approved of 84TowneBank: 83% approved of 24Movement Mortgage, LLC: 90% approved of 20Nationstar Mortgage LLC: 91% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in York County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association57%284 / 49599%$105K282
2Founders Federal Credit Union73%304 / 41496%$75K292
3SouthState Bank, National Association77%222 / 288100%$105K221
4First-Citizens Bank & Trust Company76%173 / 22992%$105K160
5Truist Bank53%103 / 19396%$125K99

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 121 more lenders.

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You are seeing the 5 largest home improvement loan lenders in York County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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