HomeSouth CarolinaSpartanburg CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Spartanburg County, South Carolina

Fat Boy Data analyzed investment cash-out refinance activity in Spartanburg County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 347 applications were decided by 96 lenders between 2023 and 2025.

Spartanburg County at a glance

96Active lenders1 with 20+ decisions
72.0%Market approval rate250 of 347 decided
$155KTypical loanmedian lender, $10K brackets
90%Borrower take-up226 loans funded

How Spartanburg County compares

Approval rate compared
Spartanburg County72.0%South Carolina71.0%All 616 counties73.1%
Typical loan compared
Spartanburg County$155KSouth Carolina$165KAll 616 counties$205K

What the data shows

First Piedmont Federal Savings and Loan Association of Gaffney made the most investment cash-out refinances in Spartanburg County, SC, 20 of them.

First Piedmont Federal Savings and Loan Association of Gaffney approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

Investment property cash-out lenders in Spartanburg County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Piedmont Federal Savings and Loan Association of Gaffney95%20 / 21100%$155K20
2Homexpress Mortgage Corp.Broker only74%14 / 19100%$165K14
3United Wholesale Mortgage, LLCBroker only59%10 / 1790%$125K9
4American Heritage Lending, LLCLimited sample100%17 / 1759%$155K10
5Amerisave Mortgage CorporationLimited sample7%1 / 15100%$145K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 91 more lenders.

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