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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lexington County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in Lexington County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,272 applications were decided by 207 lenders between 2023 and 2025.

Lexington County at a glance

207Active lenders34 with 20+ decisions
69.2%Market approval rate2,958 of 4,272 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,781 loans funded

How Lexington County compares

Approval rate compared
Lexington County69.2%South Carolina69.0%All 616 counties68.2%
Typical loan compared
Lexington County$155KSouth Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lexington County, SC, 702 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 19% approved of 94Amerisave Mortgage Corporation: 29% approved of 262Lakeview Loan Servicing, LLC: 39% approved of 72New Day Financial, LLC: 46% approved of 145American Financing Corporation: 46% approved of 46Newrez LLC: 49% approved of 122Village Capital & Investment LLC: 52% approved of 40Carrington Mortgage Services, LLC: 53% approved of 128Flagstar Bank, National Association: 57% approved of 21Ameris Bank: 60% approved of 35Loandepot.Com, LLC: 67% approved of 137Truist Bank: 68% approved of 28Pennymac Loan Services, LLC: 68% approved of 98Freedom Mortgage Corporation: 69% approved of 166New American Funding, LLC: 70% approved of 50Wells Fargo Bank, National Association: 71% approved of 58Lower, LLC: 71% approved of 21Mutual of Omaha Mortgage, Inc.: 72% approved of 54Navy Federal Credit Union: 72% approved of 36Allsouth Federal Credit Union: 73% approved of 67S. C. State Federal Credit Union: 74% approved of 68United Wholesale Mortgage, LLC: 74% approved of 193South Carolina Federal Credit Union: 74% approved of 61Safe Federal Credit Union: 76% approved of 263GoodLeap, LLC: 78% approved of 49Top Flite Financial, Inc.: 78% approved of 23Nationstar Mortgage LLC: 80% approved of 89The Federal Savings Bank: 81% approved of 21Rocket Mortgage, LLC: 83% approved of 875Renasant Bank: 86% approved of 21Guild Mortgage Company LLC: 88% approved of 155Movement Mortgage, LLC: 95% approved of 37Reliance First Capital, LLC: 97% approved of 29Crosscountry Mortgage, LLC: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Lexington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%725 / 87597%$155K702
2Safe Federal Credit Union76%199 / 26385%$85K170
3Amerisave Mortgage Corporation29%76 / 26297%$65K74
4United Wholesale Mortgage, LLCBroker only74%142 / 19394%$215K134
5Freedom Mortgage Corporation69%114 / 16696%$235K109

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 202 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Lexington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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