HomeSouth CarolinaGreenville CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Greenville County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in Greenville County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,218 applications were decided by 272 lenders between 2023 and 2025.

Greenville County at a glance

272Active lenders47 with 20+ decisions
72.0%Market approval rate4,479 of 6,218 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,274 loans funded

How Greenville County compares

Approval rate compared
Greenville County72.0%South Carolina69.0%All 616 counties68.2%
Typical loan compared
Greenville County$165KSouth Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Greenville County, SC, 1,292 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 16% approved of 91Lakeview Loan Servicing, LLC: 29% approved of 75Amerisave Mortgage Corporation: 33% approved of 376Carrington Mortgage Services, LLC: 40% approved of 132Spring Eq, LLC: 42% approved of 31American Financing Corporation: 42% approved of 38Village Capital & Investment LLC: 43% approved of 47New Day Financial, LLC: 45% approved of 105First-Citizens Bank & Trust Company: 45% approved of 20Mutual of Omaha Mortgage, Inc.: 47% approved of 55Newrez LLC: 54% approved of 205Founders Federal Credit Union: 56% approved of 36Lower, LLC: 60% approved of 40Navy Federal Credit Union: 63% approved of 59S. C. State Federal Credit Union: 63% approved of 30Greenville: 63% approved of 63Loandepot.Com, LLC: 64% approved of 225Wells Fargo Bank, National Association: 65% approved of 115GoodLeap, LLC: 72% approved of 86Pennymac Loan Services, LLC: 72% approved of 140United Community Bank: 72% approved of 29New American Funding, LLC: 74% approved of 93Freedom Mortgage Corporation: 75% approved of 196Flagstar Bank, National Association: 78% approved of 59Countybank: 78% approved of 83Guild Mortgage Company LLC: 79% approved of 28United Wholesale Mortgage, LLC: 79% approved of 350CPM Federal Credit Union: 80% approved of 30Top Flite Financial, Inc.: 80% approved of 20Truist Bank: 82% approved of 80Nationstar Mortgage LLC: 83% approved of 175Rocket Mortgage, LLC: 85% approved of 1,562Veritas Funding, LLC: 85% approved of 20JPMorgan Chase Bank, National Association: 88% approved of 48Primelending, A Plainscapital Company: 88% approved of 51Atlantic Bay Mortgage Group, L.L.C.: 89% approved of 27SouthState Bank, National Association: 90% approved of 21Equity Prime Mortgage LLC: 90% approved of 21South Carolina Federal Credit Union: 92% approved of 71Cardinal Financial Company, Limited Partnership: 92% approved of 25Spero Financial Federal Credit Union: 93% approved of 69The Federal Savings Bank: 94% approved of 34First Reliance Bank: 95% approved of 39Movement Mortgage, LLC: 95% approved of 41Southern First Bank: 97% approved of 33Reliance First Capital, LLC: 100% approved of 42Crosscountry Mortgage, LLC: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Greenville County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%1,323 / 1,56298%$155K1,292
2Amerisave Mortgage Corporation33%125 / 37698%$85K123
3United Wholesale Mortgage, LLCBroker only79%277 / 35097%$235K268
4Loandepot.Com, LLC64%144 / 22597%$215K140
5Newrez LLC54%110 / 205100%$125K110

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 267 more lenders.

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