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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Florence County, South Carolina

Fat Boy Data analyzed home improvement loan activity in Florence County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 609 applications were decided by 67 lenders between 2023 and 2025.

Florence County at a glance

67Active lenders10 with 20+ decisions
53.2%Market approval rate324 of 609 decided
$65KTypical loanmedian lender, $10K brackets
94%Borrower take-up303 loans funded

How Florence County compares

Approval rate compared
Florence County53.2%South Carolina63.6%All 616 counties62.7%
Typical loan compared
Florence County$65KSouth Carolina$95KAll 616 counties$75K

What the data shows

SouthState Bank, National Association made the most home improvement loans in Florence County, SC, 54 of them.

First-Citizens Bank & Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 80% of 50.

Lenders approved 53.2% of home improvement loan applications in Florence County, SC, 10.4 percentage points below the South Carolina rate of 63.6%.

The typical home improvement loan here is $65K, 32% smaller than the South Carolina typical of $95K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 15% approved of 33Spring Eq, LLC: 24% approved of 21Truist Bank: 30% approved of 50Discover Bank: 30% approved of 40Sharonview Federal Credit Union: 41% approved of 32SouthState Bank, National Association: 61% approved of 93Navy Federal Credit Union: 64% approved of 22S. C. State Federal Credit Union: 64% approved of 25Safe Federal Credit Union: 67% approved of 36First-Citizens Bank & Trust Company: 80% approved of 50

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Florence County

LenderApprovalApprovedTaken upTypical loanLoans made
1SouthState Bank, National Association61%57 / 9395%$55K54
2First-Citizens Bank & Trust Company80%40 / 5098%$105K39
3Truist Bank30%15 / 50100%$65K15
4Discover Bank30%12 / 40100%$75K12
5Safe Federal Credit Union67%24 / 3683%$55K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 62 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Florence County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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