HomeSouth CarolinaCharleston CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Charleston County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in Charleston County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,346 applications were decided by 264 lenders between 2023 and 2025.

Charleston County at a glance

264Active lenders39 with 20+ decisions
73.2%Market approval rate3,914 of 5,346 decided
$195KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,740 loans funded

How Charleston County compares

Approval rate compared
Charleston County73.2%South Carolina69.0%All 616 counties68.2%
Typical loan compared
Charleston County$195KSouth Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Charleston County, SC, 902 of them.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

The typical cash-out refinance here is $195K, 18% larger than the South Carolina typical of $165K.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 19% approved of 54American Financing Corporation: 27% approved of 33Amerisave Mortgage Corporation: 28% approved of 331Lakeview Loan Servicing, LLC: 29% approved of 65Carrington Mortgage Services, LLC: 31% approved of 64Spring Eq, LLC: 46% approved of 46Wells Fargo Bank, National Association: 48% approved of 50New Day Financial, LLC: 49% approved of 76New American Funding, LLC: 56% approved of 39Newrez LLC: 57% approved of 212Village Capital & Investment LLC: 63% approved of 35Navy Federal Credit Union: 69% approved of 133Pennymac Loan Services, LLC: 70% approved of 87Ameris Bank: 70% approved of 37First-Citizens Bank & Trust Company: 71% approved of 45Mutual of Omaha Mortgage, Inc.: 72% approved of 43Loandepot.Com, LLC: 73% approved of 159Flagstar Bank, National Association: 74% approved of 80Freedom Mortgage Corporation: 74% approved of 105Quorum Federal Credit Union: 75% approved of 52Lower, LLC: 75% approved of 28Pinnacle Bank: 77% approved of 22JPMorgan Chase Bank, National Association: 79% approved of 42GoodLeap, LLC: 80% approved of 49United Wholesale Mortgage, LLC: 80% approved of 423Bank of America, National Association: 83% approved of 23Rocket Mortgage, LLC: 85% approved of 1,106Guild Mortgage Company LLC: 86% approved of 28Rev Federal Credit Union: 86% approved of 125South Carolina Federal Credit Union: 87% approved of 461SouthState Bank, National Association: 87% approved of 54Carolina One Mortgage, LLC: 88% approved of 34Nationstar Mortgage LLC: 89% approved of 97Renasant Bank: 90% approved of 21The Federal Savings Bank: 90% approved of 21Cmg Mortgage, Inc.: 91% approved of 43Movement Mortgage, LLC: 95% approved of 42Crosscountry Mortgage, LLC: 97% approved of 29Reliance First Capital, LLC: 100% approved of 42

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Charleston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%935 / 1,10696%$155K902
2South Carolina Federal Credit Union87%401 / 46198%$105K393
3United Wholesale Mortgage, LLCBroker only80%338 / 42398%$255K331
4Amerisave Mortgage Corporation28%94 / 33198%$105K92
5Newrez LLC57%120 / 21298%$115K118

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 259 more lenders.

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