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refinance lenders · HMDA 2023–2025

Refinance lenders in York County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in York County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,473 applications were decided by 225 lenders between 2023 and 2025.

York County at a glance

225Active lenders38 with 20+ decisions
74.5%Market approval rate4,825 of 6,473 decided
$105KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,571 loans funded

How York County compares

Approval rate compared
York County74.5%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
York County$105KPennsylvania$115KAll 616 counties$295K

What the data shows

Members 1St made the most mortgage refinances in York County, PA, 966 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 40.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 37% approved of 104Lakeview Loan Servicing, LLC: 39% approved of 61Loandepot.Com, LLC: 47% approved of 34Mortgage Research Center, LLC: 52% approved of 82First National Bank of Pennsylvania: 56% approved of 188Truist Bank: 61% approved of 316Milend, Inc.: 64% approved of 22Newrez LLC: 66% approved of 53S&T Bank: 67% approved of 21Members 1St: 67% approved of 1,472Orrstown Bank: 67% approved of 126Wells Fargo Bank, National Association: 69% approved of 35Navy Federal Credit Union: 70% approved of 23Fulton Bank, National Association: 71% approved of 178Citizens Bank, National Association: 74% approved of 271New Cumberland Federal Credit Union: 75% approved of 20AMERICHOICE Federal Credit Union: 76% approved of 33Royal United Mortgage LLC: 79% approved of 24Rocket Mortgage, LLC: 80% approved of 245FIRST CAPITAL Federal Credit Union: 80% approved of 203PNC Bank, National Association: 82% approved of 173ACNB Bank: 82% approved of 114Nationstar Mortgage LLC: 82% approved of 28PeoplesBank, a Codorus Valley Company: 82% approved of 163Village Capital & Investment LLC: 84% approved of 61Pennsylvania State Employees Credit Union: 85% approved of 91United Wholesale Mortgage, LLC: 85% approved of 211Belco Community Credit Union: 87% approved of 94Manufacturers and Traders Trust Company: 87% approved of 830Mutual of Omaha Mortgage, Inc.: 88% approved of 24Traditions Bank: 88% approved of 58Cmg Mortgage, Inc.: 89% approved of 27Heritage Valley: 89% approved of 38Freedom Mortgage Corporation: 90% approved of 115Pennymac Loan Services, LLC: 92% approved of 118Guild Mortgage Company LLC: 92% approved of 25Movement Mortgage, LLC: 94% approved of 50Crosscountry Mortgage, LLC: 100% approved of 40

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in York County

LenderApprovalApprovedTaken upTypical loanLoans made
1Members 1St67%985 / 1,47298%$95K966
2Manufacturers and Traders Trust Company87%725 / 83095%$105K690
3Truist Bank61%193 / 31692%$115K178
4Citizens Bank, National Association74%201 / 27197%$175K194
5Rocket Mortgage, LLC80%196 / 24590%$235K176

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 220 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in York County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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