HomePennsylvaniaLehigh CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lehigh County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Lehigh County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,506 applications were decided by 195 lenders between 2023 and 2025.

Lehigh County at a glance

195Active lenders29 with 20+ decisions
69.4%Market approval rate2,433 of 3,506 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,294 loans funded

How Lehigh County compares

Approval rate compared
Lehigh County69.4%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Lehigh County$155KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lehigh County, PA, 612 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 39American Financing Corporation: 25% approved of 24Amerisave Mortgage Corporation: 31% approved of 210Lakeview Loan Servicing, LLC: 33% approved of 67New Day Financial, LLC: 38% approved of 48Navy Federal Credit Union: 41% approved of 22Carrington Mortgage Services, LLC: 43% approved of 117Newrez LLC: 47% approved of 175Wells Fargo Bank, National Association: 51% approved of 89New American Funding, LLC: 54% approved of 28Village Capital & Investment LLC: 55% approved of 20KeyBank National Association: 62% approved of 24Police & Fire Federal Credit Union: 65% approved of 75GoodLeap, LLC: 65% approved of 26Mutual of Omaha Mortgage, Inc.: 66% approved of 35Loandepot.Com, LLC: 68% approved of 91Freedom Mortgage Corporation: 69% approved of 99Pennymac Loan Services, LLC: 69% approved of 118Truist Bank: 70% approved of 23United Wholesale Mortgage, LLC: 71% approved of 172Sun West Mortgage Company, Inc.: 81% approved of 21Rocket Mortgage, LLC: 81% approved of 779Crosscountry Mortgage, LLC: 83% approved of 41Nationstar Mortgage LLC: 86% approved of 86JPMorgan Chase Bank, National Association: 91% approved of 23First Commonwealth Federal Credit Union: 95% approved of 230Goldtech Fortune Consultancy Limited: 97% approved of 72Coastal Community Bank: 100% approved of 22Cmg Mortgage, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Lehigh County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%631 / 77997%$155K612
2First Commonwealth Federal Credit Union95%218 / 23097%$75K212
3Amerisave Mortgage Corporation31%66 / 21097%$95K64
4Newrez LLC47%82 / 17599%$135K81
5United Wholesale Mortgage, LLCBroker only71%122 / 17296%$215K117

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 190 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Lehigh County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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