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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Lackawanna County, Pennsylvania

Fat Boy Data analyzed home improvement loan activity in Lackawanna County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,533 applications were decided by 91 lenders between 2023 and 2025.

Lackawanna County at a glance

91Active lenders21 with 20+ decisions
71.0%Market approval rate1,799 of 2,533 decided
$55KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,725 loans funded

How Lackawanna County compares

Approval rate compared
Lackawanna County71.0%Pennsylvania66.7%All 616 counties62.7%
Typical loan compared
Lackawanna County$55KPennsylvania$65KAll 616 counties$75K

What the data shows

Net made the most home improvement loans in Lackawanna County, PA, 314 of them.

The Honesdale National Bank approved the highest share of applications among lenders with at least 20 decisions here, 94% of 65.

The typical home improvement loan here is $55K, 15% smaller than the Pennsylvania typical of $65K.

Only 1 lender here typically writes at or below $35K: PENN EAST Federal Credit Union.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 27% approved of 60Bank of America, National Association: 33% approved of 49Spring Eq, LLC: 43% approved of 30Manufacturers and Traders Trust Company: 50% approved of 60Citizens Bank, National Association: 52% approved of 67Pentagon Federal Credit Union: 52% approved of 44First National Bank of Pennsylvania: 56% approved of 124PNC Bank, National Association: 58% approved of 202NBT Bank, National Association: 62% approved of 77Wayne Bank: 70% approved of 37Figure Lending LLC: 70% approved of 27Peoples Security Bank and Trust Company: 73% approved of 256Community Bank, National Association: 79% approved of 133The Dime Bank: 80% approved of 20PENN EAST Federal Credit Union: 82% approved of 152PS Bank: 82% approved of 33Pennsylvania State Employees Credit Union: 83% approved of 109The Fidelity Deposit and Discount Bank: 83% approved of 356Net: 84% approved of 376The Honesdale National Bank: 94% approved of 65Coastal Community Bank: 97% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Lackawanna County

LenderApprovalApprovedTaken upTypical loanLoans made
1Net84%315 / 376100%$65K314
2The Fidelity Deposit and Discount Bank83%294 / 35694%$55K275
3Peoples Security Bank and Trust Company73%187 / 25698%$65K183
4PNC Bank, National Association58%118 / 20297%$55K115
5PENN EAST Federal Credit Union82%124 / 152100%$35K124

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 86 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Lackawanna County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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