HomePennsylvaniaCumberland CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cumberland County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Cumberland County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,937 applications were decided by 160 lenders between 2023 and 2025.

Cumberland County at a glance

160Active lenders19 with 20+ decisions
68.9%Market approval rate1,334 of 1,937 decided
$165KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,259 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County68.9%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Cumberland County$165KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cumberland County, PA, 391 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 89% of 45.

The typical cash-out refinance here is $165K, 14% larger than the Pennsylvania typical of $145K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 29Amerisave Mortgage Corporation: 26% approved of 137Carrington Mortgage Services, LLC: 38% approved of 53Lakeview Loan Servicing, LLC: 46% approved of 26New Day Financial, LLC: 53% approved of 49Newrez LLC: 58% approved of 69Loandepot.Com, LLC: 60% approved of 63American Financing Corporation: 61% approved of 31GoodLeap, LLC: 65% approved of 34Wells Fargo Bank, National Association: 69% approved of 32Freedom Mortgage Corporation: 70% approved of 96United Wholesale Mortgage, LLC: 72% approved of 116New American Funding, LLC: 72% approved of 29Pennymac Loan Services, LLC: 81% approved of 62Rocket Mortgage, LLC: 82% approved of 494Pennsylvania State Employees Credit Union: 82% approved of 40Navy Federal Credit Union: 85% approved of 20Manufacturers and Traders Trust Company: 86% approved of 28Nationstar Mortgage LLC: 89% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%404 / 49497%$155K391
2Amerisave Mortgage Corporation26%35 / 13797%$95K34
3United Wholesale Mortgage, LLCBroker only72%84 / 11696%$225K81
4Freedom Mortgage Corporation70%67 / 9694%$235K63
5Newrez LLC58%40 / 6998%$125K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 155 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Cumberland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Cumberland County

Nearby markets