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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Douglas County, Oregon

Fat Boy Data analyzed cash-out refinance activity in Douglas County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,294 applications were decided by 114 lenders between 2023 and 2025.

Douglas County at a glance

114Active lenders13 with 20+ decisions
64.6%Market approval rate836 of 1,294 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up795 loans funded

How Douglas County compares

Approval rate compared
Douglas County64.6%Oregon70.4%All 616 counties68.2%
Typical loan compared
Douglas County$185KOregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Douglas County, OR, 189 of them.

First Community approved the highest share of applications among lenders with at least 20 decisions here, 95% of 42.

Lenders approved 64.6% of cash-out refinance applications in Douglas County, OR, 5.8 percentage points below the Oregon rate of 70.4%.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 21% approved of 100Mortgage Research Center, LLC: 27% approved of 26New Day Financial, LLC: 57% approved of 35Newrez LLC: 57% approved of 47Loandepot.Com, LLC: 60% approved of 55Columbia Bank: 65% approved of 20Freedom Mortgage Corporation: 67% approved of 54Pennymac Loan Services, LLC: 69% approved of 36United Wholesale Mortgage, LLC: 71% approved of 116Rocket Mortgage, LLC: 75% approved of 254Rogue: 78% approved of 51Nationstar Mortgage LLC: 90% approved of 20First Community: 95% approved of 42

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Douglas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC75%190 / 25499%$155K189
2United Wholesale Mortgage, LLCBroker only71%82 / 11698%$265K80
3Amerisave Mortgage Corporation21%21 / 10095%$115K20
4Loandepot.Com, LLC60%33 / 5597%$205K32
5Freedom Mortgage Corporation67%36 / 5497%$265K35

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 109 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Douglas County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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