HomeOregonDeschutes CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Deschutes County, Oregon

Fat Boy Data analyzed investment cash-out refinance activity in Deschutes County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 264 applications were decided by 80 lenders between 2023 and 2025.

Deschutes County at a glance

80Active lenders1 with 20+ decisions
81.8%Market approval rate216 of 264 decided
$345KTypical loanmedian lender, $10K brackets
96%Borrower take-up207 loans funded

How Deschutes County compares

Approval rate compared
Deschutes County81.8%Oregon76.0%All 616 counties73.1%
Typical loan compared
Deschutes County$345KOregon$295KAll 616 counties$205K

What the data shows

The Loan Store, Inc. made the most investment cash-out refinances in Deschutes County, OR, 11 of them.

Lenders approved 81.8% of investment cash-out refinance applications in Deschutes County, OR, 5.8 percentage points above the Oregon rate of 76.0%.

The typical investment cash-out refinance here is $345K, 17% larger than the Oregon typical of $295K.

Investment property cash-out lenders in Deschutes County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only87%26 / 30100%$345K26
2The Loan Store, Inc.Limited sample100%11 / 11100%$325K11
3Cmg Mortgage, Inc.Limited sample91%10 / 1190%$345K9
4Rocket Mortgage, LLCLimited sample80%8 / 1088%$285K7
5Hometown Equity Mortgage, LLCLimited sample80%8 / 10100%$425K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 75 more lenders.

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