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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Tulsa County, Oklahoma

Fat Boy Data analyzed home improvement loan activity in Tulsa County, Oklahoma to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,101 applications were decided by 121 lenders between 2023 and 2025.

Tulsa County at a glance

121Active lenders26 with 20+ decisions
67.9%Market approval rate4,145 of 6,101 decided
$65KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,793 loans funded

How Tulsa County compares

Approval rate compared
Tulsa County67.9%Oklahoma67.1%All 616 counties62.7%
Typical loan compared
Tulsa County$65KOklahoma$55KAll 616 counties$75K

What the data shows

TTCU Federal Credit Union made the most home improvement loans in Tulsa County, OK, 822 of them.

The Central Trust Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

The typical home improvement loan here is $65K, 18% larger than the Oklahoma typical of $55K.

Only 1 lender here typically writes at or below $35K: American Bank of Oklahoma.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 28% approved of 64U.S. Bank National Association: 32% approved of 122Discover Bank: 32% approved of 194Bank of America, National Association: 39% approved of 353PNC Bank, National Association: 62% approved of 21Arvest Bank: 62% approved of 998BOKF, National Association: 63% approved of 1,014Navy Federal Credit Union: 65% approved of 63Tulsa Federal Credit Union: 66% approved of 314Citizens Bank, National Association: 67% approved of 24American Bank of Oklahoma: 69% approved of 32First United Bank and Trust Company: 69% approved of 61BancFirst: 70% approved of 104Tinker Federal Credit Union: 73% approved of 127Rocket Mortgage, LLC: 74% approved of 31Figure Lending LLC: 76% approved of 131TTCU Federal Credit Union: 80% approved of 1,127Western Sun Federal Credit Union: 81% approved of 59Communication Federal Credit Union: 85% approved of 165Nationstar Mortgage LLC: 86% approved of 22Armstrong Bank: 87% approved of 104American Airlines Federal Credit Union: 87% approved of 177Triad Bank, National Association: 90% approved of 29Oklahoma Central Credit Union: 91% approved of 244The Central Trust Bank: 96% approved of 24Coastal Community Bank: 98% approved of 133

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Tulsa County

LenderApprovalApprovedTaken upTypical loanLoans made
1TTCU Federal Credit Union80%897 / 1,12792%$65K822
2BOKF, National Association63%635 / 1,01495%$55K605
3Arvest Bank62%618 / 99896%$65K592
4Bank of America, National Association39%137 / 35398%$65K134
5Tulsa Federal Credit Union66%208 / 31499%$55K205

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 116 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Tulsa County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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