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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Portage County, Ohio

Fat Boy Data analyzed home improvement loan activity in Portage County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,079 applications were decided by 69 lenders between 2023 and 2025.

Portage County at a glance

69Active lenders19 with 20+ decisions
67.0%Market approval rate1,393 of 2,079 decided
$65KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,299 loans funded

How Portage County compares

Approval rate compared
Portage County67.0%Ohio63.6%All 616 counties62.7%
Typical loan compared
Portage County$65KOhio$65KAll 616 counties$75K

What the data shows

The Huntington National Bank made the most home improvement loans in Portage County, OH, 414 of them.

That is 32% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Figure Lending LLC approved the highest share of applications among lenders with at least 20 decisions here, 88% of 26.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 32% approved of 28U.S. Bank National Association: 33% approved of 52Discover Bank: 36% approved of 47Spring Eq, LLC: 37% approved of 35KeyBank National Association: 56% approved of 34The Huntington National Bank: 62% approved of 696Dollar Bank, Federal Savings Bank: 63% approved of 27Fifth Third Bank, National Association: 64% approved of 138PNC Bank, National Association: 67% approved of 102Citizens Bank, National Association: 72% approved of 99Third Federal Savings And Loan Association Of Cleveland: 72% approved of 129Premier Bank: 77% approved of 22Seven Seventeen Credit Union: 78% approved of 252Navy Federal Credit Union: 79% approved of 28First National Bank of Pennsylvania: 79% approved of 43The Farmers National Bank Of Canfield: 80% approved of 41The Middlefield Banking Company: 83% approved of 60Figure Lending LLC: 88% approved of 26Coastal Community Bank: 100% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Portage County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank62%432 / 69696%$75K414
2Seven Seventeen Credit Union78%197 / 25291%$45K180
3Fifth Third Bank, National Association64%89 / 13897%$65K86
4Third Federal Savings And Loan Association Of Cleveland72%93 / 12992%$55K86
5PNC Bank, National Association67%68 / 10296%$75K65

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 64 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Portage County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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