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investment property lenders · HMDA 2023–2025

Investment property lenders in Westchester County, New York

Fat Boy Data analyzed investment property mortgage activity in Westchester County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,690 applications were decided by 176 lenders between 2023 and 2025.

Westchester County at a glance

176Active lenders23 with 20+ decisions
82.2%Market approval rate1,390 of 1,690 decided
$525KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,320 loans funded

How Westchester County compares

Approval rate compared
Westchester County82.2%New York85.2%All 616 counties87.5%
Typical loan compared
Westchester County$525KNew York$465KAll 616 counties$255K

What the data shows

Loan Funder LLC made the most investment property mortgages in Westchester County, NY, 152 of them.

Citadel Servicing Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical investment property mortgage here is $525K, 13% larger than the New York typical of $465K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 19% approved of 31Ice Lender Holdings LLC: 41% approved of 22TD Bank, National Association: 63% approved of 35Citizens Bank, National Association: 70% approved of 23Rocket Mortgage, LLC: 70% approved of 43Hometown Equity Mortgage, LLC: 70% approved of 47Homebridge Financial Services, Inc.: 71% approved of 41Bank of America, National Association: 71% approved of 38Plaza Home Mortgage, Inc.: 74% approved of 23Champions Funding, LLC: 79% approved of 47Wells Fargo Bank, National Association: 79% approved of 33Newrez LLC: 80% approved of 44Kiavi Funding, Inc.: 81% approved of 54United Wholesale Mortgage, LLC: 85% approved of 87Loandepot.Com, LLC: 86% approved of 29Loan Funder LLC: 88% approved of 177JPMorgan Chase Bank, National Association: 88% approved of 69Logan Finance Corporation: 91% approved of 33Arc Home LLC: 91% approved of 23Crosscountry Mortgage, LLC: 93% approved of 68Citibank, National Association: 95% approved of 43A&D Mortgage LLC: 96% approved of 24Citadel Servicing Corporation: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Westchester County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC88%155 / 17798%$525K152
2United Wholesale Mortgage, LLCBroker only85%74 / 87100%$485K74
3JPMorgan Chase Bank, National Association88%61 / 6995%$555K58
4Crosscountry Mortgage, LLC93%63 / 6898%$485K62
5Kiavi Funding, Inc.81%44 / 5491%$485K40

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 171 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Westchester County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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