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refinance lenders · HMDA 2023–2025

Refinance lenders in Suffolk County, New York

Fat Boy Data analyzed mortgage refinance activity in Suffolk County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,073 applications were decided by 178 lenders between 2023 and 2025.

Suffolk County at a glance

178Active lenders50 with 20+ decisions
70.4%Market approval rate6,389 of 9,073 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,069 loans funded

How Suffolk County compares

Approval rate compared
Suffolk County70.4%New York71.0%All 616 counties76.5%
Typical loan compared
Suffolk County$205KNew York$205KAll 616 counties$295K

What the data shows

Fourleaf made the most mortgage refinances in Suffolk County, NY, 1,020 of them.

Unmb Home Loans Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 47.

Approval rate of all 50 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 18% approved of 22Discover Bank: 30% approved of 447Carrington Mortgage Services, LLC: 36% approved of 33Pentagon Federal Credit Union: 48% approved of 29Newrez LLC: 52% approved of 123Homebridge Financial Services, Inc.: 53% approved of 51Webster Bank, National Association: 54% approved of 46Plaza Home Mortgage, Inc.: 55% approved of 40Quorum Federal Credit Union: 56% approved of 50Municipal Credit Union: 56% approved of 25Third Federal Savings And Loan Association Of Cleveland: 56% approved of 64Bank of America, National Association: 58% approved of 447Fourleaf: 61% approved of 1,708Jovia Financial: 63% approved of 339Royal United Mortgage LLC: 64% approved of 77PNC Bank, National Association: 66% approved of 67Citizens Bank, National Association: 66% approved of 783TD Bank, National Association: 67% approved of 555Manufacturers and Traders Trust Company: 68% approved of 342Wells Fargo Bank, National Association: 69% approved of 101Nationstar Mortgage LLC: 71% approved of 41Pennymac Loan Services, LLC: 73% approved of 67Citibank, National Association: 75% approved of 28Suffolk: 75% approved of 220Planet Home Lending, LLC: 78% approved of 79Rocket Mortgage, LLC: 79% approved of 348Norwich Commercial Group, Inc.: 81% approved of 27Loandepot.Com, LLC: 82% approved of 33Onity Mortgage Corporation: 82% approved of 22Nqm Funding, LLC: 83% approved of 52U.S. Bank National Association: 83% approved of 35Freedom Mortgage Corporation: 84% approved of 38United Wholesale Mortgage, LLC: 85% approved of 228Cardinal Financial Company, Limited Partnership: 88% approved of 80JPMorgan Chase Bank, National Association: 88% approved of 198New American Funding, LLC: 88% approved of 26Longbridge Financial, LLC: 89% approved of 112Island Federal Credit Union: 92% approved of 319Crosscountry Mortgage, LLC: 92% approved of 48Finance of America Reverse LLC: 92% approved of 200Teachers Federal Credit Union: 93% approved of 399East Coast Capital Corp.: 94% approved of 34Cmg Mortgage, Inc.: 97% approved of 35Contour Mortgage Corporation: 98% approved of 46Nationwide Mortgage Bankers, Inc.: 99% approved of 290United Mortgage Corp.: 100% approved of 54Unmb Home Loans Inc.: 100% approved of 47Nationwide Equities Corporation: 100% approved of 35Continental Mortgage Bankers, Inc.: 100% approved of 21Associated Mortgage Bankers, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Suffolk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fourleaf61%1,044 / 1,70898%$185K1,020
2Citizens Bank, National Association66%515 / 78397%$205K499
3TD Bank, National Association67%370 / 55599%$205K366
4Bank of America, National Association58%259 / 44798%$205K253
5Discover Bank30%133 / 44799%$145K132

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 173 more lenders.

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