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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Rockland County, New York

Fat Boy Data analyzed cash-out refinance activity in Rockland County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,928 applications were decided by 111 lenders between 2023 and 2025.

Rockland County at a glance

111Active lenders21 with 20+ decisions
71.9%Market approval rate1,387 of 1,928 decided
$255KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,322 loans funded

How Rockland County compares

Approval rate compared
Rockland County71.9%New York72.6%All 616 counties68.2%
Typical loan compared
Rockland County$255KNew York$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Rockland County, NY, 394 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical cash-out refinance here is $255K, 38% larger than the New York typical of $185K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 20% approved of 25Carrington Mortgage Services, LLC: 33% approved of 21TrustCo Bank: 47% approved of 49Newrez LLC: 48% approved of 128Mid-Hudson Valley Federal Credit Union: 55% approved of 20Nationstar Mortgage LLC: 57% approved of 44Quorum Federal Credit Union: 59% approved of 82Plaza Home Mortgage, Inc.: 59% approved of 39Loandepot.Com, LLC: 61% approved of 51Pennymac Loan Services, LLC: 61% approved of 23Flagstar Bank, National Association: 64% approved of 45Affinity: 70% approved of 53A&D Mortgage LLC: 73% approved of 48KeyBank National Association: 73% approved of 45United Wholesale Mortgage, LLC: 80% approved of 232Rocket Mortgage, LLC: 83% approved of 491JPMorgan Chase Bank, National Association: 84% approved of 64Crosscountry Mortgage, LLC: 93% approved of 29Guaranteed Rate, Inc.: 95% approved of 37Ark Mortgage, Inc.: 95% approved of 38Reliance First Capital, LLC: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Rockland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%407 / 49197%$175K394
2United Wholesale Mortgage, LLCBroker only80%186 / 23298%$315K182
3Newrez LLC48%61 / 12897%$245K59
4Quorum Federal Credit Union59%48 / 8285%$195K41
5JPMorgan Chase Bank, National Association84%54 / 6496%$255K52

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 106 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Rockland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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