Cash-out refinance lenders in Richmond County, New York
Fat Boy Data analyzed cash-out refinance activity in Richmond County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,229 applications were decided by 130 lenders between 2023 and 2025.
Richmond County at a glance
How Richmond County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in Richmond County, NY, 551 of them.
That is 37% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.
The typical cash-out refinance here is $205K, 11% larger than the New York typical of $185K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Richmond County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 78% | 568 / 728 | 97% | $175K | 551 |
| 2 | Newrez LLC | 51% | 102 / 199 | 97% | $205K | 99 |
| 3 | United Wholesale Mortgage, LLCBroker only | 79% | 132 / 167 | 95% | $305K | 126 |
| 4 | JPMorgan Chase Bank, National Association | 72% | 60 / 83 | 97% | $245K | 58 |
| 5 | Nationstar Mortgage LLC | 72% | 51 / 71 | 98% | $365K | 50 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 125 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in Richmond County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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