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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Rensselaer County, New York

Fat Boy Data analyzed home purchase mortgage activity in Rensselaer County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,445 applications were decided by 155 lenders between 2023 and 2025.

Rensselaer County at a glance

155Active lenders34 with 20+ decisions
90.2%Market approval rate4,010 of 4,445 decided
$245KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,838 loans funded

How Rensselaer County compares

Approval rate compared
Rensselaer County90.2%New York87.7%All 616 counties87.6%
Typical loan compared
Rensselaer County$245KNew York$495KAll 616 counties$335K

What the data shows

Sefcu Services, LLC made the most home purchase mortgages in Rensselaer County, NY, 998 of them.

That is 26% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 52.

The typical home purchase mortgage here is $245K, 51% smaller than the New York typical of $495K.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 32% approved of 57Credit Human Federal Credit Union: 65% approved of 23Broadview Federal Credit Union: 67% approved of 154Citizens Bank, National Association: 76% approved of 33Triad Financial Services, Inc.: 76% approved of 25Bank of America, National Association: 78% approved of 32Rocket Mortgage, LLC: 80% approved of 115Pennymac Loan Services, LLC: 80% approved of 35Community Bank, National Association: 82% approved of 38KeyBank National Association: 83% approved of 95Manufacturers and Traders Trust Company: 83% approved of 102Navy Federal Credit Union: 84% approved of 43Guaranteed Rate, Inc.: 86% approved of 35Fairway Independent Mortgage Corporation: 86% approved of 50Crosscountry Mortgage, LLC: 86% approved of 29Plaza Home Mortgage, Inc.: 86% approved of 59Mortgage Research Center, LLC: 86% approved of 37Us Mortgage Corporation: 88% approved of 26Newrez LLC: 89% approved of 361St Priority Mortgage, Inc.: 90% approved of 41TrustCo Bank: 91% approved of 192Sunmark Credit Union: 92% approved of 146United Wholesale Mortgage, LLC: 92% approved of 300New American Funding, LLC: 94% approved of 31Premium Mortgage Corporation: 94% approved of 156JPMorgan Chase Bank, National Association: 95% approved of 41Hunt Mortgage Corporation: 95% approved of 21Sidney Federal Credit Union: 95% approved of 22Homestead Funding Corp.: 97% approved of 769Saratoga N.A.tional Bank and Trust Company: 98% approved of 49Sefcu Services, LLC: 98% approved of 1,058Movement Mortgage, LLC: 100% approved of 52Ballston Spa National Bank: 100% approved of 28Arrow Bank National Association: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Rensselaer County

LenderApprovalApprovedTaken upTypical loanLoans made
1Sefcu Services, LLC98%1,040 / 1,05896%$255K998
2Homestead Funding Corp.97%745 / 76999%$245K741
3United Wholesale Mortgage, LLCBroker only92%277 / 30099%$245K275
4TrustCo Bank91%175 / 19293%$285K162
5Premium Mortgage Corporation94%147 / 15699%$245K146

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 150 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Rensselaer County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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