Cash-out refinance lenders in Dutchess County, New York
Fat Boy Data analyzed cash-out refinance activity in Dutchess County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,352 applications were decided by 115 lenders between 2023 and 2025.
Dutchess County at a glance
How Dutchess County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in Dutchess County, NY, 524 of them.
That is 34% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 92% of 24.
The typical cash-out refinance here is $205K, 11% larger than the New York typical of $185K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Dutchess County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 78% | 544 / 693 | 96% | $205K | 524 |
| 2 | Mid-Hudson Valley Federal Credit Union | 65% | 254 / 389 | 96% | $85K | 244 |
| 3 | Newrez LLC | 39% | 60 / 152 | 100% | $185K | 60 |
| 4 | Hudson Valley Credit Union | 74% | 84 / 113 | 89% | $235K | 75 |
| 5 | Loandepot.Com, LLC | 71% | 48 / 68 | 98% | $265K | 47 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 110 more lenders.
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