Home improvement loan lenders in Albany County, New York
Fat Boy Data analyzed home improvement loan activity in Albany County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,570 applications were decided by 62 lenders between 2023 and 2025.
Albany County at a glance
How Albany County compares
What the data shows
Broadview Federal Credit Union made the most home improvement loans in Albany County, NY, 2,166 of them.
That is 66% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
First New York approved the highest share of applications among lenders with at least 20 decisions here, 85% of 89.
Lenders approved 73.3% of home improvement loan applications in Albany County, NY, 14.6 percentage points above the New York rate of 58.6%.
The typical home improvement loan here is $65K, 13% smaller than the New York typical of $75K.
Only 1 lender here typically writes at or below $35K: Saratoga N.A.tional Bank and Trust Company.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Albany County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Broadview Federal Credit Union | 79% | 2,202 / 2,772 | 98% | $65K | 2,166 |
| 2 | Citizens Bank, National Association | 58% | 172 / 296 | 95% | $105K | 163 |
| 3 | Sunmark Credit Union | 81% | 221 / 273 | 100% | $65K | 221 |
| 4 | TrustCo Bank | 75% | 179 / 238 | 96% | $65K | 172 |
| 5 | Pioneer Bank, National Association | 76% | 119 / 157 | 95% | $95K | 113 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 57 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest home improvement loan lenders in Albany County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.