HomeNew JerseyUnion CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Union County, New Jersey

Fat Boy Data analyzed cash-out refinance activity in Union County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,762 applications were decided by 243 lenders between 2023 and 2025.

Union County at a glance

243Active lenders36 with 20+ decisions
64.7%Market approval rate3,081 of 4,762 decided
$275KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,892 loans funded

How Union County compares

Approval rate compared
Union County64.7%New Jersey67.6%All 616 counties68.2%
Typical loan compared
Union County$275KNew Jersey$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Union County, NJ, 763 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

American Neighborhood Mortgage Acceptance Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 32.

The typical cash-out refinance here is $275K, 34% larger than the New Jersey typical of $205K.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 11% approved of 27Mortgage Research Center, LLC: 12% approved of 26Lakeview Loan Servicing, LLC: 18% approved of 87New Day Financial, LLC: 21% approved of 24Carrington Mortgage Services, LLC: 23% approved of 130Amerisave Mortgage Corporation: 25% approved of 291Network Capital Funding Corporation: 29% approved of 41Spring Eq, LLC: 34% approved of 70Sun West Mortgage Company, Inc.: 39% approved of 23Newrez LLC: 41% approved of 308New American Funding, LLC: 42% approved of 55Village Capital & Investment LLC: 50% approved of 32Navy Federal Credit Union: 51% approved of 69Mutual of Omaha Mortgage, Inc.: 55% approved of 55Manufacturers and Traders Trust Company: 55% approved of 22Wells Fargo Bank, National Association: 58% approved of 73GoodLeap, LLC: 61% approved of 23Loandepot.Com, LLC: 62% approved of 183Flagstar Bank, National Association: 63% approved of 73Pennymac Loan Services, LLC: 65% approved of 128Bank of America, National Association: 70% approved of 27Quorum Federal Credit Union: 71% approved of 31Police & Fire Federal Credit Union: 71% approved of 28United Wholesale Mortgage, LLC: 72% approved of 294Affinity: 73% approved of 121Freedom Mortgage Corporation: 75% approved of 120JPMorgan Chase Bank, National Association: 78% approved of 72Guaranteed Rate, Inc.: 78% approved of 50Nationstar Mortgage LLC: 78% approved of 107Rocket Mortgage, LLC: 81% approved of 973Movement Mortgage, LLC: 85% approved of 27Valley National Bank: 88% approved of 65Mlb Residential Lending, LLC: 90% approved of 40Paramount Residential Mortgage Group, Inc.: 91% approved of 44Crosscountry Mortgage, LLC: 92% approved of 52American Neighborhood Mortgage Acceptance Company LLC: 97% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Union County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%788 / 97397%$175K763
2Newrez LLC41%127 / 30898%$145K124
3United Wholesale Mortgage, LLCBroker only72%211 / 29496%$365K202
4Amerisave Mortgage Corporation25%74 / 291100%$125K74
5Loandepot.Com, LLC62%113 / 18395%$345K107

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 238 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Union County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Union County

Nearby markets