HomeNew JerseyMercer CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Mercer County, New Jersey

Fat Boy Data analyzed cash-out refinance activity in Mercer County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,146 applications were decided by 211 lenders between 2023 and 2025.

Mercer County at a glance

211Active lenders25 with 20+ decisions
68.0%Market approval rate2,138 of 3,146 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,024 loans funded

How Mercer County compares

Approval rate compared
Mercer County68.0%New Jersey67.6%All 616 counties68.2%
Typical loan compared
Mercer County$175KNew Jersey$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Mercer County, NJ, 629 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 30.

The typical cash-out refinance here is $175K, 15% smaller than the New Jersey typical of $205K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 21% approved of 52Amerisave Mortgage Corporation: 26% approved of 224Mortgage Research Center, LLC: 28% approved of 32New Day Financial, LLC: 34% approved of 35Carrington Mortgage Services, LLC: 38% approved of 82Spring Eq, LLC: 38% approved of 26Newrez LLC: 47% approved of 163Citizens Bank, National Association: 48% approved of 33Wells Fargo Bank, National Association: 52% approved of 81Navy Federal Credit Union: 52% approved of 23New American Funding, LLC: 54% approved of 48Mutual of Omaha Mortgage, Inc.: 56% approved of 43Police & Fire Federal Credit Union: 66% approved of 97Freedom Mortgage Corporation: 66% approved of 83GoodLeap, LLC: 70% approved of 43Loandepot.Com, LLC: 70% approved of 123Affinity: 71% approved of 45Onity Mortgage Corporation: 75% approved of 20Nationstar Mortgage LLC: 79% approved of 92JPMorgan Chase Bank, National Association: 79% approved of 39United Wholesale Mortgage, LLC: 80% approved of 153Pennymac Loan Services, LLC: 80% approved of 81Flagstar Bank, National Association: 81% approved of 21Rocket Mortgage, LLC: 85% approved of 761Crosscountry Mortgage, LLC: 93% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Mercer County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%648 / 76197%$155K629
2Amerisave Mortgage Corporation26%59 / 22495%$115K56
3Newrez LLC47%76 / 163100%$145K76
4United Wholesale Mortgage, LLCBroker only80%122 / 15394%$255K115
5Loandepot.Com, LLC70%86 / 12395%$205K82

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 206 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Mercer County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Mercer County

Nearby markets