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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hudson County, New Jersey

Fat Boy Data analyzed home improvement loan activity in Hudson County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,536 applications were decided by 114 lenders between 2023 and 2025.

Hudson County at a glance

114Active lenders23 with 20+ decisions
44.5%Market approval rate1,128 of 2,536 decided
$115KTypical loanmedian lender, $10K brackets
88%Borrower take-up991 loans funded

How Hudson County compares

Approval rate compared
Hudson County44.5%New Jersey59.7%All 616 counties62.7%
Typical loan compared
Hudson County$115KNew Jersey$105KAll 616 counties$75K

What the data shows

Citizens Bank, National Association made the most home improvement loans in Hudson County, NJ, 159 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 95% of 22.

Lenders approved 44.5% of home improvement loan applications in Hudson County, NJ, 15.2 percentage points below the New Jersey rate of 59.7%.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 21% approved of 111Alliant Credit Union: 23% approved of 26Spring Eq, LLC: 26% approved of 70Bank of America, National Association: 28% approved of 405Fourleaf: 30% approved of 44Manufacturers and Traders Trust Company: 31% approved of 156Pentagon Federal Credit Union: 35% approved of 43TD Bank, National Association: 37% approved of 248U.S. Bank National Association: 38% approved of 24Navy Federal Credit Union: 39% approved of 49PNC Bank, National Association: 44% approved of 183Affinity: 45% approved of 29Citizens Bank, National Association: 47% approved of 343Third Federal Savings And Loan Association Of Cleveland: 49% approved of 37Visions Federal Credit Union: 50% approved of 20Provident Bank: 54% approved of 41Guaranteed Rate, Inc.: 57% approved of 28Valley National Bank: 61% approved of 98Crosscountry Mortgage, LLC: 64% approved of 25Figure Lending LLC: 78% approved of 86BCB Community Bank: 88% approved of 26Homebridge Financial Services, Inc.: 95% approved of 22Coastal Community Bank: 97% approved of 79

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Hudson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association28%113 / 40599%$105K112
2Citizens Bank, National Association47%161 / 34399%$185K159
3TD Bank, National Association37%92 / 24899%$155K91
4PNC Bank, National Association44%80 / 18395%$125K76
5Manufacturers and Traders Trust Company31%48 / 15688%$115K42

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 109 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Hudson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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