refinance lenders · HMDA 2023–2025

Refinance lenders in Atlantic County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Atlantic County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,853 applications were decided by 172 lenders between 2023 and 2025.

Atlantic County at a glance

172Active lenders21 with 20+ decisions
72.7%Market approval rate1,347 of 1,853 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,250 loans funded

How Atlantic County compares

Approval rate compared
Atlantic County72.7%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Atlantic County$195KNew Jersey$235KAll 616 counties$295K

What the data shows

TD Bank, National Association made the most mortgage refinances in Atlantic County, NJ, 105 of them.

Affordable Mortgage Advisors, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

The typical mortgage refinance here is $195K, 17% smaller than the New Jersey typical of $235K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 34% approved of 65Lakeview Loan Servicing, LLC: 43% approved of 23Newrez LLC: 50% approved of 24Bank of America, National Association: 57% approved of 106Wells Fargo Bank, National Association: 61% approved of 31PNC Bank, National Association: 65% approved of 133TD Bank, National Association: 66% approved of 161Citizens Bank, National Association: 66% approved of 100Fulton Bank, National Association: 67% approved of 48Truist Bank: 72% approved of 47Rocket Mortgage, LLC: 74% approved of 111OceanFirst Bank, National Association: 75% approved of 56Mutual of Omaha Mortgage, Inc.: 80% approved of 20Pennymac Loan Services, LLC: 83% approved of 46United Wholesale Mortgage, LLC: 84% approved of 67Advisors Mortgage Group, L.L.C.: 85% approved of 26Jersey Shore: 93% approved of 67Village Capital & Investment LLC: 93% approved of 27Freedom Mortgage Corporation: 96% approved of 49Greentree Mortgage Company, L.P.: 96% approved of 27Affordable Mortgage Advisors, LLC: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Atlantic County

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National Association66%106 / 16199%$105K105
2PNC Bank, National Association65%86 / 13392%$125K79
3Rocket Mortgage, LLC74%82 / 11193%$275K76
4Bank of America, National Association57%60 / 10698%$105K59
5Citizens Bank, National Association66%66 / 10098%$195K65

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 167 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Atlantic County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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  • Branch count and how to apply
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