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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Montana

Fat Boy Data analyzed home improvement loan activity in Montana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,052 applications were decided by 101 lenders between 2023 and 2025.

Montana at a glance

101Active lenders18 with 20+ decisions
72.2%Market approval rate2,926 of 4,052 decided
$75KTypical loanmedian lender, $10K brackets
97%Borrower take-up2,829 loans funded

How Montana compares

Approval rate compared
Montana72.2%All 616 counties62.7%
Typical loan compared
Montana$75KAll 616 counties$75K

What the data shows

Glacier Bank made the most home improvement loans in Montana, 548 of them.

Clearwater Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 191.

Lenders approved 72.2% of home improvement loan applications in Montana, 9.5 percentage points above the the United States rate of 62.7%.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 30% approved of 106Spring Eq, LLC: 35% approved of 95Bank of America, National Association: 46% approved of 131Mountain America Federal Credit Union: 51% approved of 90Horizon Fiscu: 53% approved of 107U.S. Bank National Association: 55% approved of 276PNC Bank, National Association: 60% approved of 25Figure Lending LLC: 66% approved of 93Navy Federal Credit Union: 66% approved of 83First Interstate Bank: 73% approved of 554HTLF Bank: 74% approved of 42Glacier Bank: 75% approved of 743Valley Financial Credit Union: 80% approved of 289Altana Federal Credit Union: 83% approved of 255Opportunity Bank of Montana: 84% approved of 249Nationstar Mortgage LLC: 86% approved of 22Stockman Bank of Montana: 89% approved of 375Clearwater Federal Credit Union: 94% approved of 191

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Montana

LenderApprovalApprovedTaken upTypical loanLoans made
1Glacier Bank75%554 / 74399%$105K548
2First Interstate Bank73%402 / 55497%$105K389
3Stockman Bank of Montana89%335 / 37596%$75K322
4Valley Financial Credit Union80%230 / 289100%$55K230
5U.S. Bank National Association55%151 / 27697%$75K146

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 96 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Montana. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Montana

Counties in Montana