HomeMontanaGallatin CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Gallatin County, Montana

Fat Boy Data analyzed cash-out refinance activity in Gallatin County, Montana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 891 applications were decided by 106 lenders between 2023 and 2025.

Gallatin County at a glance

106Active lenders10 with 20+ decisions
73.1%Market approval rate651 of 891 decided
$265KTypical loanmedian lender, $10K brackets
97%Borrower take-up633 loans funded

How Gallatin County compares

Approval rate compared
Gallatin County73.1%Montana71.2%All 616 counties68.2%
Typical loan compared
Gallatin County$265KMontana$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Gallatin County, MT, 158 of them.

Cornerstone Capital Bank, Ssb approved the highest share of applications among lenders with at least 20 decisions here, 97% of 32.

The typical cash-out refinance here is $265K, 29% larger than the Montana typical of $205K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 24% approved of 49United Wholesale Mortgage, LLC: 66% approved of 32Pennymac Loan Services, LLC: 74% approved of 43Glacier Bank: 79% approved of 29U.S. Bank National Association: 81% approved of 26Rocket Mortgage, LLC: 84% approved of 190Valley Financial Credit Union: 85% approved of 20Guaranteed Rate, Inc.: 89% approved of 27Stockman Bank of Montana: 92% approved of 26Cornerstone Capital Bank, Ssb: 97% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Gallatin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%159 / 19099%$135K158
2Amerisave Mortgage Corporation24%12 / 49100%$135K12
3Pennymac Loan Services, LLC74%32 / 43100%$265K32
4Cornerstone Capital Bank, Ssb97%31 / 32100%$185K31
5United Wholesale Mortgage, LLCBroker only66%21 / 3295%$385K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 101 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Gallatin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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