Investment property improvement lenders in Clay County, Missouri
Fat Boy Data analyzed investment home improvement loan activity in Clay County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 98 applications were decided by 45 lenders between 2023 and 2025.
Clay County at a glance
How Clay County compares
What the data shows
The Central Trust Bank made the most investment home improvement loans in Clay County, MO, 5 of them.
The typical investment home improvement loan here is $75K, 12% smaller than the Missouri typical of $85K.
Investment property improvement lenders in Clay County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Central Trust BankLimited sample | 56% | 5 / 9 | 100% | $45K | 5 |
| 2 | U.S. Bank National AssociationLimited sample | 25% | 2 / 8 | 100% | $85K | 2 |
| 3 | Commerce BankLimited sample | 20% | 1 / 5 | 100% | $45K | 1 |
| 4 | Navy Federal Credit UnionLimited sample | 40% | 2 / 5 | 100% | $45K | 2 |
| 5 | Kearney Trust CompanyLimited sample | 80% | 4 / 5 | 100% | $95K | 4 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 40 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Clay County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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