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refinance lenders · HMDA 2023–2025

Refinance lenders in Wayne County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Wayne County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,562 applications were decided by 284 lenders between 2023 and 2025.

Wayne County at a glance

284Active lenders74 with 20+ decisions
72.5%Market approval rate9,110 of 12,562 decided
$195KTypical loanmedian lender, $10K brackets
92%Borrower take-up8,401 loans funded

How Wayne County compares

Approval rate compared
Wayne County72.5%Michigan78.1%All 616 counties76.5%
Typical loan compared
Wayne County$195KMichigan$145KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Wayne County, MI, 1,189 of them.

The Mortgage Link, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 77.

Lenders approved 72.5% of mortgage refinance applications in Wayne County, MI, 5.5 percentage points below the Michigan rate of 78.1%.

The typical mortgage refinance here is $195K, 34% larger than the Michigan typical of $145K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Hfg Holdings, LLC: 0% approved of 60American Financing Corporation: 8% approved of 37Amerisave Mortgage Corporation: 11% approved of 47Discover Bank: 23% approved of 252Public Service Credit Union: 34% approved of 35Carrington Mortgage Services, LLC: 35% approved of 40Lakeview Loan Servicing, LLC: 43% approved of 238Newrez LLC: 46% approved of 142Credit Union One: 52% approved of 56Bank of America, National Association: 53% approved of 295The Huntington National Bank: 56% approved of 391New American Funding, LLC: 57% approved of 44Comerica Bank: 57% approved of 669Royal United Mortgage LLC: 62% approved of 210Mortgage Research Center, LLC: 64% approved of 80Flagstar Bank, National Association: 65% approved of 158Loandepot.Com, LLC: 65% approved of 51Citizens Bank, National Association: 68% approved of 1,256Fifth Third Bank, National Association: 68% approved of 335Third Federal Savings And Loan Association Of Cleveland: 71% approved of 28Community Choice: 72% approved of 116LOC Credit Union: 73% approved of 44Michigan First Credit Union: 73% approved of 104Michigan Mutual, Inc.: 73% approved of 41Consumers Credit Union: 74% approved of 31PNC Bank, National Association: 76% approved of 375Michigan Educational: 76% approved of 38Mutual of Omaha Mortgage, Inc.: 77% approved of 47Nationstar Mortgage LLC: 79% approved of 77Rocket Mortgage, LLC: 79% approved of 1,582First Merchants Bank: 80% approved of 173Michigan Schools and Government: 80% approved of 178United Wholesale Mortgage, LLC: 81% approved of 1,683Genisys Credit Union: 82% approved of 79Wells Fargo Bank, National Association: 83% approved of 47Independent Bank: 83% approved of 30Zeal Credit Union: 84% approved of 110Dfcu Financial: 84% approved of 591Planet Home Lending, LLC: 85% approved of 46ORSA credit union: 85% approved of 121Village Capital & Investment LLC: 85% approved of 82Amerihome Mortgage Company, LLC: 86% approved of 29JPMorgan Chase Bank, National Association: 87% approved of 109Advia Credit Union: 88% approved of 96Pennymac Loan Services, LLC: 88% approved of 137Mortgage Center L.C.: 89% approved of 45Primelending, A Plainscapital Company: 89% approved of 28Staunton Financial, Inc.: 90% approved of 51Lake Michigan Credit Union: 91% approved of 91Mortgage 1 Incorporated: 92% approved of 71Guaranteed Rate, Inc.: 93% approved of 57ADVANTAGE ONE Credit Union: 93% approved of 45Freedom Mortgage Corporation: 94% approved of 221Longbridge Financial, LLC: 94% approved of 34Gold Star Mortgage Financial Group, Corporation: 95% approved of 41Crosscountry Mortgage, LLC: 95% approved of 64Union Home Mortgage Corp.: 97% approved of 96The Loan Store, Inc.: 98% approved of 66The Mortgage Link, Inc.: 100% approved of 77Ross Mortgage Corporation: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Wayne County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only81%1,365 / 1,68397%$245K1,321
2Rocket Mortgage, LLC79%1,255 / 1,58295%$205K1,189
3Citizens Bank, National Association68%848 / 1,25695%$115K805
4Comerica Bank57%384 / 66993%$105K358
5Dfcu Financial84%497 / 59187%$85K431

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 279 more lenders.

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Other lending data for Wayne County

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Nearby markets

All lending in Wayne CountyCounty overviewRefinance across MichiganStatewideMacomb CountyNearby countyMonroe CountyNearby countyOakland CountyNearby countyWashtenaw CountyNearby county