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mortgage lenders · HMDA 2023–2025

Mortgage lenders in St. Clair County, Michigan

Fat Boy Data analyzed home purchase mortgage activity in St. Clair County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,580 applications were decided by 226 lenders between 2023 and 2025.

St. Clair County at a glance

226Active lenders41 with 20+ decisions
84.4%Market approval rate5,551 of 6,580 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,257 loans funded

How St. Clair County compares

Approval rate compared
St. Clair County84.4%Michigan84.6%All 616 counties87.6%
Typical loan compared
St. Clair County$195KMichigan$235KAll 616 counties$335K

What the data shows

Union Home Mortgage Corp. made the most home purchase mortgages in St. Clair County, MI, 715 of them.

Guaranteed Rate, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 49.

The typical home purchase mortgage here is $195K, 17% smaller than the Michigan typical of $235K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 21% approved of 24Tammac Holdings Corporation: 26% approved of 4221St Mortgage Corporation: 33% approved of 525Triad Financial Services, Inc.: 48% approved of 300GREENSTATE Credit Union: 54% approved of 35Zippy Loans, LLC: 56% approved of 36Advia Credit Union: 72% approved of 60Flagstar Bank, National Association: 76% approved of 70Navy Federal Credit Union: 82% approved of 28Fifth Third Bank, National Association: 85% approved of 66Plaza Home Mortgage, Inc.: 85% approved of 54Rocket Mortgage, LLC: 86% approved of 460Northstar Bank: 87% approved of 53The Huntington National Bank: 87% approved of 154Bank of America, National Association: 88% approved of 52Mortgage Research Center, LLC: 89% approved of 122ChoiceOne Bank: 90% approved of 80Newrez LLC: 90% approved of 40Genisys Credit Union: 90% approved of 81First State Bank: 91% approved of 137JPMorgan Chase Bank, National Association: 92% approved of 86The Dart Bank: 92% approved of 25United Wholesale Mortgage, LLC: 92% approved of 530Staunton Financial, Inc.: 92% approved of 79Mortgage Center L.C.: 94% approved of 131Ross Mortgage Corporation: 94% approved of 83Michigan Schools and Government: 94% approved of 109Michigan Mutual, Inc.: 97% approved of 675Greenstone Farm Credit Services, Flca: 97% approved of 33Superior National Bank: 97% approved of 36Union Home Mortgage Corp.: 97% approved of 735Gold Star Mortgage Financial Group, Corporation: 98% approved of 47Mortgage 1 Incorporated: 98% approved of 369Everett Financial, Inc.: 98% approved of 107Crosscountry Mortgage, LLC: 99% approved of 71Lake Michigan Credit Union: 99% approved of 79Guaranteed Rate, Inc.: 100% approved of 49Preston Home Loans Inc: 100% approved of 42University Bank: 100% approved of 40Mortgage300 Corporation: 100% approved of 24Caliber Home Loans, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in St. Clair County

LenderApprovalApprovedTaken upTypical loanLoans made
1Union Home Mortgage Corp.97%715 / 735100%$185K715
2Michigan Mutual, Inc.97%653 / 67585%$145K552
3United Wholesale Mortgage, LLCBroker only92%489 / 530100%$215K487
421St Mortgage Corporation33%172 / 52597%$65K167
5Rocket Mortgage, LLC86%397 / 460100%$205K396

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 221 more lenders.

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Nearby markets

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