Investment property lenders in Ottawa County, Michigan
Fat Boy Data analyzed investment property mortgage activity in Ottawa County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 586 applications were decided by 133 lenders between 2023 and 2025.
Ottawa County at a glance
How Ottawa County compares
What the data shows
Lake Michigan Credit Union made the most investment property mortgages in Ottawa County, MI, 96 of them.
Lake Michigan Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 99.
Lenders approved 91.5% of investment property mortgage applications in Ottawa County, MI, 5.5 percentage points above the Michigan rate of 86.0%.
The typical investment property mortgage here is $295K, 119% larger than the Michigan typical of $135K.
Investment property lenders in Ottawa County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Lake Michigan Credit Union | 98% | 97 / 99 | 99% | $295K | 96 |
| 2 | United Wholesale Mortgage, LLCBroker only | 76% | 31 / 41 | 97% | $285K | 30 |
| 3 | Kiavi Funding, Inc. | 88% | 28 / 32 | 100% | $215K | 28 |
| 4 | 21St Mortgage Corporation | 55% | 12 / 22 | 83% | $65K | 10 |
| 5 | Rocket Mortgage, LLCLimited sample | 94% | 17 / 18 | 100% | $245K | 17 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 128 more lenders.
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You are seeing the 5 largest investment property mortgage lenders in Ottawa County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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