Investment property improvement lenders in Oakland County, Michigan
Fat Boy Data analyzed investment home improvement loan activity in Oakland County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 339 applications were decided by 64 lenders between 2023 and 2025.
Oakland County at a glance
How Oakland County compares
What the data shows
The Huntington National Bank made the most investment home improvement loans in Oakland County, MI, 16 of them.
The Huntington National Bank approved the highest share of applications among lenders with at least 20 decisions here, 35% of 48.
Lenders approved 41.3% of investment home improvement loan applications in Oakland County, MI, 5.1 percentage points below the Michigan rate of 46.4%.
The typical investment home improvement loan here is $105K, 40% larger than the Michigan typical of $75K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Oakland County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 35% | 17 / 48 | 94% | $185K | 16 |
| 2 | Genisys Credit Union | 25% | 6 / 24 | 67% | $105K | 4 |
| 3 | Fifth Third Bank, National Association | 20% | 4 / 20 | 100% | $105K | 4 |
| 4 | Rocket Mortgage, LLCLimited sample | 59% | 10 / 17 | 100% | $105K | 10 |
| 5 | Citizens Bank, National AssociationLimited sample | 38% | 6 / 16 | 100% | $145K | 6 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 59 more lenders.
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