HomeMichiganKalamazoo CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kalamazoo County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Kalamazoo County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,464 applications were decided by 166 lenders between 2023 and 2025.

Kalamazoo County at a glance

166Active lenders24 with 20+ decisions
71.6%Market approval rate1,765 of 2,464 decided
$145KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,687 loans funded

How Kalamazoo County compares

Approval rate compared
Kalamazoo County71.6%Michigan71.5%All 616 counties68.2%
Typical loan compared
Kalamazoo County$145KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kalamazoo County, MI, 468 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Mortgage Center L.C. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 57.

The typical cash-out refinance here is $145K, 16% larger than the Michigan typical of $125K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 20% approved of 20Amerisave Mortgage Corporation: 30% approved of 109Village Capital & Investment LLC: 41% approved of 22New Day Financial, LLC: 42% approved of 31Unnamed 254900W6: 43% approved of 30Mortgage Research Center, LLC: 45% approved of 29Newrez LLC: 51% approved of 87Carrington Mortgage Services, LLC: 52% approved of 102Honor Credit Union: 63% approved of 67Loandepot.Com, LLC: 63% approved of 68Pennymac Loan Services, LLC: 67% approved of 27United Wholesale Mortgage, LLC: 69% approved of 135Freedom Mortgage Corporation: 71% approved of 48Fifth Third Bank, National Association: 75% approved of 36The Huntington National Bank: 80% approved of 84Flagstar Bank, National Association: 81% approved of 26Rocket Mortgage, LLC: 82% approved of 585Kalsee Credit Union: 87% approved of 30Arbor Financial Credit Union: 88% approved of 131Consumers Credit Union: 92% approved of 79Lake Michigan Credit Union: 94% approved of 34Nationstar Mortgage LLC: 95% approved of 59Success Mortgage Partners, Inc.: 95% approved of 22Mortgage Center L.C.: 98% approved of 57

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Kalamazoo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%480 / 58598%$145K468
2United Wholesale Mortgage, LLCBroker only69%93 / 135100%$195K93
3Arbor Financial Credit Union88%115 / 13197%$105K112
4Amerisave Mortgage Corporation30%33 / 10991%$135K30
5Carrington Mortgage Services, LLC52%53 / 10287%$135K46

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 161 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Kalamazoo County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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