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investment property lenders · HMDA 2023–2025

Investment property lenders in Genesee County, Michigan

Fat Boy Data analyzed investment property mortgage activity in Genesee County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 703 applications were decided by 133 lenders between 2023 and 2025.

Genesee County at a glance

133Active lenders6 with 20+ decisions
83.2%Market approval rate585 of 703 decided
$95KTypical loanmedian lender, $10K brackets
96%Borrower take-up562 loans funded

How Genesee County compares

Approval rate compared
Genesee County83.2%Michigan86.0%All 616 counties87.5%
Typical loan compared
Genesee County$95KMichigan$135KAll 616 counties$255K

What the data shows

21St Mortgage Corporation made the most investment property mortgages in Genesee County, MI, 33 of them.

Preston Home Loans Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.

The typical investment property mortgage here is $95K, 30% smaller than the Michigan typical of $135K.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%United Wholesale Mortgage, LLC: 77% approved of 10221St Mortgage Corporation: 87% approved of 38Kiavi Funding, Inc.: 89% approved of 27Rocket Mortgage, LLC: 96% approved of 23Elga Credit Union: 96% approved of 24Preston Home Loans Inc: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Genesee County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only77%79 / 10299%$55K78
221St Mortgage Corporation87%33 / 38100%$85K33
3Preston Home Loans Inc100%31 / 31100%$105K31
4Kiavi Funding, Inc.89%24 / 2788%$165K21
5Elga Credit Union96%23 / 24100%$95K23

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 128 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Genesee County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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