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refinance lenders · HMDA 2023–2025

Refinance lenders in Norfolk County, Massachusetts

Fat Boy Data analyzed mortgage refinance activity in Norfolk County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,446 applications were decided by 282 lenders between 2023 and 2025.

Norfolk County at a glance

282Active lenders55 with 20+ decisions
77.8%Market approval rate6,572 of 8,446 decided
$255KTypical loanmedian lender, $10K brackets
96%Borrower take-up6,319 loans funded

How Norfolk County compares

Approval rate compared
Norfolk County77.8%Massachusetts77.5%All 616 counties76.5%
Typical loan compared
Norfolk County$255KMassachusetts$225KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Norfolk County, MA, 1,725 of them.

That is 27% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Washington Trust Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical mortgage refinance here is $255K, 13% larger than the Massachusetts typical of $225K.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 23% approved of 106Lakeview Loan Servicing, LLC: 47% approved of 75HarborOne Bank: 62% approved of 60The Washington Trust Company, of Westerly: 62% approved of 32Rockland Trust Company: 65% approved of 460Wells Fargo Bank, National Association: 65% approved of 23Hanscom: 68% approved of 111Bank of America, National Association: 68% approved of 575PNC Bank, National Association: 68% approved of 47Newrez LLC: 71% approved of 58Salem Five Cents Savings Bank: 73% approved of 26Third Federal Savings And Loan Association Of Cleveland: 74% approved of 57Harborone Mortgage, LLC: 74% approved of 27Citizens Bank, National Association: 74% approved of 2,404TD Bank, National Association: 74% approved of 159Eastern Bank: 75% approved of 477COASTAL1 Credit Union: 76% approved of 21Loandepot.Com, LLC: 77% approved of 57Webster Bank, National Association: 78% approved of 73Bankesb: 80% approved of 51Finance of America Reverse LLC: 81% approved of 37Beacon Bank And Trust: 82% approved of 67Berkshire Bank: 82% approved of 28Liberty Bay Credit Union: 83% approved of 23Onity Mortgage Corporation: 84% approved of 37United Wholesale Mortgage, LLC: 84% approved of 182Needham Bank: 84% approved of 232The Bank of Canton: 85% approved of 26Rocket Mortgage, LLC: 85% approved of 281Manufacturers and Traders Trust Company: 85% approved of 94ROCKLAND Federal Credit Union: 85% approved of 110Middlesex Savings Bank: 86% approved of 112Fairway Independent Mortgage Corporation: 87% approved of 62Direct Federal Credit Union: 88% approved of 76JPMorgan Chase Bank, National Association: 89% approved of 57Pennymac Loan Services, LLC: 90% approved of 48Nationstar Mortgage LLC: 90% approved of 30Salem Five Mortgage Company, LLC: 90% approved of 20Freedom Mortgage Corporation: 90% approved of 73Longbridge Financial, LLC: 91% approved of 47Harvard University Employees Credit Union: 93% approved of 28Cmg Mortgage, Inc.: 93% approved of 58Guild Mortgage Company LLC: 94% approved of 47Radius Financial Group Inc.: 94% approved of 33Guaranteed Rate, Inc.: 94% approved of 152Movement Mortgage, LLC: 95% approved of 41SHARON & CRESCENT UNITED Credit Union: 95% approved of 65U.S. Bank National Association: 96% approved of 47Guaranteed Rate Affinity, LLC: 96% approved of 25Emm Loans LLC: 96% approved of 26Mutual of Omaha Mortgage, Inc.: 96% approved of 53Crosscountry Mortgage, LLC: 98% approved of 133Leader Bank, National Association: 100% approved of 204Nations Direct Mortgage, LLC: 100% approved of 34Washington Trust Mortgage Company LLC: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Norfolk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association74%1,783 / 2,40497%$255K1,725
2Bank of America, National Association68%389 / 57597%$255K378
3Eastern Bank75%356 / 47792%$255K327
4Rockland Trust Company65%299 / 46095%$205K283
5Rocket Mortgage, LLC85%238 / 28197%$485K230

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 277 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Norfolk County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Norfolk County

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Nearby markets

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