refinance lenders · HMDA 2023–2025

Refinance lenders in Hampshire County, Massachusetts

Fat Boy Data analyzed mortgage refinance activity in Hampshire County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,313 applications were decided by 107 lenders between 2023 and 2025.

Hampshire County at a glance

107Active lenders13 with 20+ decisions
81.7%Market approval rate1,073 of 1,313 decided
$165KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,007 loans funded

How Hampshire County compares

Approval rate compared
Hampshire County81.7%Massachusetts77.5%All 616 counties76.5%
Typical loan compared
Hampshire County$165KMassachusetts$225KAll 616 counties$295K

What the data shows

Florence Bank made the most mortgage refinances in Hampshire County, MA, 266 of them.

That is 26% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Westfield Bank approved the highest share of applications among lenders with at least 20 decisions here, 98% of 57.

The typical mortgage refinance here is $165K, 27% smaller than the Massachusetts typical of $225K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 65% approved of 23Citizens Bank, National Association: 73% approved of 118Umassfive College Federal Credit Union: 74% approved of 35Rocket Mortgage, LLC: 80% approved of 30Pennymac Loan Services, LLC: 80% approved of 20TD Bank, National Association: 81% approved of 21Berkshire Bank: 81% approved of 21Florence Bank: 85% approved of 326PeoplesBank: 85% approved of 116Bankesb: 86% approved of 93Country Bank for Savings: 88% approved of 73Manufacturers and Traders Trust Company: 92% approved of 24Westfield Bank: 98% approved of 57

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Hampshire County

LenderApprovalApprovedTaken upTypical loanLoans made
1Florence Bank85%276 / 32696%$175K266
2Citizens Bank, National Association73%86 / 11891%$155K78
3PeoplesBank85%99 / 11697%$105K96
4Bankesb86%80 / 9398%$85K78
5Country Bank for Savings88%64 / 7397%$125K62

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 102 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Hampshire County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
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Other lending data for Hampshire County

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