refinance lenders · HMDA 2023–2025

Refinance lenders in Barnstable County, Massachusetts

Fat Boy Data analyzed mortgage refinance activity in Barnstable County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,100 applications were decided by 185 lenders between 2023 and 2025.

Barnstable County at a glance

185Active lenders24 with 20+ decisions
77.4%Market approval rate2,399 of 3,100 decided
$205KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,300 loans funded

How Barnstable County compares

Approval rate compared
Barnstable County77.4%Massachusetts77.5%All 616 counties76.5%
Typical loan compared
Barnstable County$205KMassachusetts$225KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Barnstable County, MA, 644 of them.

That is 28% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 15% approved of 52Lakeview Loan Servicing, LLC: 47% approved of 34Newrez LLC: 54% approved of 24Third Federal Savings And Loan Association Of Cleveland: 54% approved of 24Bank of America, National Association: 58% approved of 84Hanscom: 66% approved of 29TD Bank, National Association: 72% approved of 127Rockland Trust Company: 74% approved of 376Loandepot.Com, LLC: 74% approved of 27Citizens Bank, National Association: 75% approved of 882Eastern Bank: 78% approved of 250Pennymac Loan Services, LLC: 82% approved of 22Rocket Mortgage, LLC: 83% approved of 89United Wholesale Mortgage, LLC: 84% approved of 55Finance of America Reverse LLC: 86% approved of 35Mutual of Omaha Mortgage, Inc.: 86% approved of 58Onity Mortgage Corporation: 86% approved of 59The Cape Cod Five Cents Savings Bank: 92% approved of 142Freedom Mortgage Corporation: 94% approved of 31Cape & Coast Bank: 96% approved of 24Longbridge Financial, LLC: 97% approved of 76Cmg Mortgage, Inc.: 100% approved of 24Leader Bank, National Association: 100% approved of 22Crosscountry Mortgage, LLC: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Barnstable County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association75%662 / 88297%$205K644
2Rockland Trust Company74%277 / 37694%$185K260
3Eastern Bank78%196 / 25096%$175K189
4The Cape Cod Five Cents Savings Bank92%130 / 14297%$405K126
5TD Bank, National Association72%92 / 127100%$205K92

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 180 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Barnstable County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

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