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mortgage lenders · HMDA 2023–2025

Mortgage lenders in St. Mary's County, Maryland

Fat Boy Data analyzed home purchase mortgage activity in St. Mary's County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,312 applications were decided by 228 lenders between 2023 and 2025.

St. Mary's County at a glance

228Active lenders45 with 20+ decisions
92.4%Market approval rate3,986 of 4,312 decided
$375KTypical loanmedian lender, $10K brackets
98%Borrower take-up3,910 loans funded

How St. Mary's County compares

Approval rate compared
St. Mary's County92.4%Maryland89.2%All 616 counties87.6%
Typical loan compared
St. Mary's County$375KMaryland$405KAll 616 counties$335K

What the data shows

First Home Mortgage Corporation made the most home purchase mortgages in St. Mary's County, MD, 726 of them.

Presidential Bank, FSB approved the highest share of applications among lenders with at least 20 decisions here, 100% of 49.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 8% approved of 2621St Mortgage Corporation: 40% approved of 87USAA Federal Savings Bank: 65% approved of 23Wells Fargo Bank, National Association: 76% approved of 21Bank of America, National Association: 82% approved of 22Prosperity Home Mortgage, LLC: 87% approved of 23Rocket Mortgage, LLC: 87% approved of 116Movement Mortgage, LLC: 89% approved of 90Mortgage Research Center, LLC: 90% approved of 163Paramount Residential Mortgage Group, Inc.: 90% approved of 21Navy Federal Credit Union: 91% approved of 276Fairway Independent Mortgage Corporation: 91% approved of 81Crosscountry Mortgage, LLC: 92% approved of 38Dhi Mortgage Company, Ltd.: 93% approved of 28Interlinc Mortgage Services, LLC: 93% approved of 44United Wholesale Mortgage, LLC: 93% approved of 103Pennymac Loan Services, LLC: 93% approved of 59Freedom Mortgage Corporation: 93% approved of 60Shore United Bank, National Association: 95% approved of 80Leaderone Financial Corporation: 95% approved of 20Newrez LLC: 95% approved of 43Primelending, A Plainscapital Company: 96% approved of 73Ameris Bank: 96% approved of 25Primary Residential Mortgage, Inc.: 96% approved of 78Guaranteed Rate, Inc.: 96% approved of 27Lennar Mortgage, LLC: 97% approved of 120Meridian Bank: 97% approved of 33Vellum Mortgage, Inc.: 97% approved of 68Select Lending Services LLC: 97% approved of 38Cornerstone Capital Bank, Ssb: 98% approved of 45TowneBank: 98% approved of 188First Heritage Mortgage, LLC: 98% approved of 52American Neighborhood Mortgage Acceptance Company LLC: 98% approved of 108Nfm, Inc.: 98% approved of 55Cmg Mortgage, Inc.: 98% approved of 60Bay Capital Mortgage Corporation: 98% approved of 130Waterstone Mortgage Corporation: 99% approved of 71Equity Resources, Inc.: 99% approved of 72First Home Mortgage Corporation: 99% approved of 741Presidential Bank, FSB: 100% approved of 49Guild Mortgage Company LLC: 100% approved of 33Southern Trust Mortgage, LLC: 100% approved of 24Bay Equity LLC: 100% approved of 23Homeamerican Mortgage Corporation: 100% approved of 23Cedar Point Federal Credit Union: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in St. Mary's County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Home Mortgage Corporation99%733 / 74199%$375K726
2Navy Federal Credit Union91%251 / 27699%$405K249
3TowneBank98%184 / 188100%$365K184
4Mortgage Research Center, LLC90%147 / 16399%$415K145
5Bay Capital Mortgage Corporation98%128 / 130100%$355K128

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 223 more lenders.

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