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refinance lenders · HMDA 2023–2025

Refinance lenders in Howard County, Maryland

Fat Boy Data analyzed mortgage refinance activity in Howard County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,852 applications were decided by 240 lenders between 2023 and 2025.

Howard County at a glance

240Active lenders26 with 20+ decisions
79.6%Market approval rate2,270 of 2,852 decided
$445KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,150 loans funded

How Howard County compares

Approval rate compared
Howard County79.6%Maryland76.1%All 616 counties76.5%
Typical loan compared
Howard County$445KMaryland$405KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Howard County, MD, 143 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 42% approved of 57First National Bank of Pennsylvania: 58% approved of 117Pentagon Federal Credit Union: 59% approved of 32Third Federal Savings And Loan Association Of Cleveland: 60% approved of 30Mortgage Research Center, LLC: 63% approved of 27State Employees Credit Union of Maryland, Incorporated: 64% approved of 44Bank of America, National Association: 66% approved of 182Navy Federal Credit Union: 68% approved of 34Citizens Bank, National Association: 70% approved of 57PNC Bank, National Association: 70% approved of 111Truist Bank: 72% approved of 168TD Bank, National Association: 76% approved of 25Swbc Mortgage Corporation: 76% approved of 21Manufacturers and Traders Trust Company: 78% approved of 180Wells Fargo Bank, National Association: 80% approved of 30Nationstar Mortgage LLC: 81% approved of 27Newrez LLC: 82% approved of 49Fulton Bank, National Association: 82% approved of 82Rocket Mortgage, LLC: 82% approved of 180United Wholesale Mortgage, LLC: 86% approved of 191Freedom Mortgage Corporation: 91% approved of 95Pennymac Loan Services, LLC: 91% approved of 80Sandy Spring Bank: 92% approved of 37Apl: 96% approved of 50Village Capital & Investment LLC: 96% approved of 27Cmg Mortgage, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Howard County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only86%165 / 19195%$545K156
2Bank of America, National Association66%121 / 18298%$205K118
3Rocket Mortgage, LLC82%148 / 18097%$475K143
4Manufacturers and Traders Trust Company78%141 / 18097%$205K137
5Truist Bank72%121 / 16895%$255K115

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 235 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Howard County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Howard County

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Nearby markets

All lending in Howard CountyCounty overviewRefinance across MarylandStatewideAnne Arundel CountyNearby countyBaltimore CountyNearby countyCarroll CountyNearby countyFrederick CountyNearby countyMontgomery CountyNearby county