HomeMaineKennebec CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kennebec County, Maine

Fat Boy Data analyzed cash-out refinance activity in Kennebec County, Maine to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,293 applications were decided by 117 lenders between 2023 and 2025.

Kennebec County at a glance

117Active lenders15 with 20+ decisions
64.8%Market approval rate838 of 1,293 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up798 loans funded

How Kennebec County compares

Approval rate compared
Kennebec County64.8%Maine71.7%All 616 counties68.2%
Typical loan compared
Kennebec County$155KMaine$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kennebec County, ME, 226 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 88% of 34.

Lenders approved 64.8% of cash-out refinance applications in Kennebec County, ME, 6.9 percentage points below the Maine rate of 71.7%.

The typical cash-out refinance here is $155K, 11% smaller than the Maine typical of $175K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 26% approved of 42Amerisave Mortgage Corporation: 36% approved of 110Carrington Mortgage Services, LLC: 38% approved of 37Newrez LLC: 43% approved of 46New Day Financial, LLC: 44% approved of 36Lakeview Loan Servicing, LLC: 47% approved of 30Freedom Mortgage Corporation: 62% approved of 29Loandepot.Com, LLC: 63% approved of 46Pennymac Loan Services, LLC: 64% approved of 25Maine State Credit Union: 73% approved of 37Rocket Mortgage, LLC: 75% approved of 310The Camden National Bank: 79% approved of 99United Wholesale Mortgage, LLC: 79% approved of 53Nationstar Mortgage LLC: 84% approved of 31Guild Mortgage Company LLC: 88% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Kennebec County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC75%232 / 31097%$155K226
2Amerisave Mortgage Corporation36%40 / 110100%$85K40
3The Camden National Bank79%78 / 9999%$145K77
4United Wholesale Mortgage, LLCBroker only79%42 / 5398%$215K41
5Newrez LLC43%20 / 46100%$175K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 112 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Kennebec County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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