Lender profile · HMDA 2023–2025
Zeal Credit Union mortgage approval rates & lending data
Zeal Credit Union decided 884 mortgage applications and funded 669 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 77% | 542 / 701 | 96% | $45K | 522 |
| Refinance | 82% | 119 / 146 | 99% | $45K | 118 |
Zeal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 78% | $45K | 884 | 669 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.