Lender profile · HMDA 2023–2025
Wintrust Bank, National Association mortgage approval rates & lending data
Wintrust Bank, National Association decided 599 mortgage applications and funded 569 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 356 / 369 | 99% | $775K | 352 |
| Refinance | 93% | 82 / 88 | 99% | $955K | 81 |
| Investment property purchase | 98% | 46 / 47 | 100% | $515K | 46 |
| Investment refinance | 97% | 59 / 61 | 100% | $275K | 59 |
Wintrust Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 96% | $775K | 500 | 474 |
| California | 92% | $955K | 24 | 22 |
| Florida | 94% | $1.56M | 18 | 17 |
| Arizona | 100% | $1M | 13 | 13 |
| Wisconsin | 100% | $505K | 7 | 7 |
| Colorado | 100% | $755K | 6 | 6 |
| Montana | 100% | $1.08M | 6 | 6 |
| Iowa | 100% | $285K | 5 | 5 |
| Minnesota | 100% | $885K | 5 | 4 |
| Washington | 100% | $1.08M | 3 | 3 |
| Indiana | 100% | $195K | 2 | 2 |
| Tennessee | 100% | $485K | 2 | 2 |
| Connecticut | 100% | $915K | 1 | 1 |
| Georgia | 100% | $655K | 1 | 1 |
| Massachusetts | 100% | $875K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.